Private Sector Credit Statistics in New Zealand (2026)

New Zealand recorded domestic credit to the private sector of 142.6% of GDP in 2024, World Bank World Development Indicators data show. Up from 141.2% of GDP in 2023 to 142.6% of GDP in 2024 (+1.4 percentage points). New Zealand ranks #6 of 25 economies in East Asia & Pacific on this measure, and #8 of 160 globally.

Latest value (2024)
142.6% of GDP (2024)
Private Sector Credit in New Zealand as of 2024, the most recent observation in World Bank World Development Indicators data.
Change since 2023
+1.4 pp (2024)
Up from 141.2% of GDP in 2023 to 142.6% of GDP in 2024 (+1.4 percentage points).
Earliest value in this dataset (2014)
148.8% of GDP (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 148.8% of GDP in 2014 to 142.6% of GDP in 2024.
Peak value (2020)
159.5% of GDP (2020)
Highest value in the available series; the 2024 value is 142.6% of GDP.
Rank in East Asia & Pacific
#6 of 25 (2024)
New Zealand ranks 6 of 25 countries in East Asia & Pacific with data, based on each country's latest value.
Global rank
#8 of 160 (2024)
New Zealand ranks 8 of 160 countries with data globally.
East Asia & Pacific average
96.2% of GDP (2024)
New Zealand (142.6% of GDP) is above the average of 96.2% of GDP across the 25 countries in East Asia & Pacific with data.
Domestic credit to private sector by banks (% of GDP) (2024)
129.8% (2024)
Related indicator from World Bank World Development Indicators.
Outstanding loans from commercial banks, percent of GDP (2024)
135% (2024)
Related indicator from IMF Financial Access Survey (alternative source for cross-checking; not merged with the main series).
Internet use in New Zealand (2024)
93.5% (2024)
93.5% of the population in New Zealand used the internet in 2024 (World Bank); shown for context only.
Population (2024)
5.3 million (2024)
New Zealand had a population of 5.3 million in 2024 (World Bank); shown for scale only.
Private Sector Credit in New Zealand by year (% of GDP)
Year % of GDP Change
2024 142.6%+1.4 pp
2023 141.2%−4.9 pp
2022 146.1%−9.4 pp
2021 155.5%−4.0 pp
2020 159.5%+4.1 pp
2019 155.4%+2.2 pp
2018 153.2%+0.1 pp
2017 153.1%−1.7 pp
2016 154.8%+2.6 pp
2015 152.1%+3.3 pp
2014 148.8%
Private Sector Credit in New Zealand, 2014–2024Line chart of 11 observations from 2014 to 2024. Values range from 141.2% to 159.5%; the series starts at 148.8% in 2014 and ends at 142.6% in 2024.140%145%150%155%160%201420162018202020222024148.8%142.6%
Fig. 1 — Private Sector Credit in New Zealand, 2014–2024

Frequently asked questions

What is the latest figure for domestic credit to the private sector in New Zealand?

Domestic credit to the private sector in New Zealand stood at 142.6% of GDP in 2024, according to World Bank World Development Indicators data.

How has private sector credit in New Zealand changed over time?

World Bank World Development Indicators data show a decline from 148.8% of GDP in 2014 to 142.6% of GDP in 2024.

How does New Zealand compare with other countries in East Asia & Pacific?

New Zealand ranks 6 of 25 countries in East Asia & Pacific with data, with 142.6% of GDP versus a regional average of 96.2% of GDP (latest values per country).

Where does New Zealand rank globally on private sector credit?

New Zealand ranks 8 of 160 countries with data globally, based on the latest World Bank World Development Indicators value for each country.

Source: World Bank, World Development Indicators, indicator FS.AST.PRVT.GD.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .