Nicaragua Fintech Statistics (2026)

39 sourced fintech statistics topics for Nicaragua, drawn from World Bank and IMF datasets. Digital Payment Adoption in Nicaragua stood at 16.4% in 2024.

Country profile

Nicaragua at a glance

Latin America & Caribbean · Lower middle income

Population: 6.9M (2024)
GDP (current US$): $19.7B (2024)
Internet use (% of population): 61.4% (2024)

Source: World Bank World Development Indicators; each value cites its own data year.

Available statistics

Topics for Nicaragua (39)

Digital Lending

Bank Interest Rate Spread 9 percentage points (2024)
Formal & Mobile Money Borrowing 7.5% (2024)
Formal Borrowing 6.7% (2024)
Lending Interest Rates 11.2% (2024)
Nonperforming Loans 1.5% (2023)
Private Sector Credit 32.3% of GDP (2024)

Digital Payments

Credit Card Ownership 3.8% (2024)
Credit Card Usage 2.1% (2024)
Debit Card Ownership 13.8% (2024)
Digital Payment Adoption 16.4% (2024)
Internet Adoption 61.4% (2024)
Online Bill Payments 4% (2024)
Online Purchases via Mobile or Internet 4.7% (2024)

Financial Inclusion

Account Ownership 23.5% (2024)
ATM Density 22.7 per 100,000 adults (2023)
Bank Account Ownership 21.5% (2024)
Bank Branch Density 7.7 per 100,000 adults (2023)
Bank Depositors 421.6 per 1,000 adults (2023)
Bank Deposits 29.2% of GDP (2024)
Formal & Mobile Money Savings 9.3% (2024)
Formal Savings 6.7% (2024)

Fraud & Financial Cybersecurity

Secure Internet Servers 94 per 1 million people (2024)

Nicaragua Fintech Statistics (2026)

Nicaragua at a glance

Topics for Nicaragua (39)

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