Digital Payment Adoption Statistics in Nicaragua (2026)
According to World Bank Global Findex data, 16.4% of adults in Nicaragua made or received a digital payment in 2024. Down from 21.4% in 2021 to 16.4% in 2024 (−5 percentage points). Nicaragua ranks #20 of 20 economies in Latin America & Caribbean on this measure, and #137 of 142 globally.
Key Statistics
- Latest value (2024)
- 16.4% (2024)
- Digital Payment Adoption in Nicaragua as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −5 pp (2024)
- Down from 21.4% in 2021 to 16.4% in 2024 (−5 percentage points).
- Earliest value in this dataset (2014)
- 14.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 14.2% in 2014 to 16.4% in 2024.
- Peak value (2017)
- 24.6% (2017)
- Highest value in the available series; the 2024 value is 16.4%.
- Rank in Latin America & Caribbean
- #20 of 20 (2024)
- Nicaragua ranks 20 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
- Global rank
- #137 of 142 (2024)
- Nicaragua ranks 137 of 142 countries with data globally.
- Latin America & Caribbean average
- 51.2% (2024)
- Nicaragua (16.4%) is below the average of 51.2% across the 20 countries in Latin America & Caribbean with data.
- Among women (2024)
- 15.4% (2024)
- Value for women in Nicaragua, same 2024 World Bank Global Findex data.
- Among men (2024)
- 17.5% (2024)
- Value for men in Nicaragua, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −2.1 pp (2024)
- In 2024, the figure was 15.4% for women and 17.5% for men — 2.1 percentage points lower among women.
- In rural areas (2024)
- 12.8% (2024)
- Value for rural residents of Nicaragua in 2024.
- Rural gap vs national
- −3.6 pp (2024)
- Rural residents (12.8%) are 3.6 percentage points below the national figure (16.4%).
- Among the poorest 40% (2024)
- 12.8% (2024)
- Value for adults in the poorest 40% of households in Nicaragua in 2024.
- Poorest-40% gap vs national
- −3.6 pp (2024)
- The poorest 40% (12.8%) are 3.6 percentage points below the national figure (16.4%).
- Made a digital payment (% age 15+) (2024)
- 12.9% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 9.6% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Nicaragua (2024)
- 61.4% (2024)
- 61.4% of the population in Nicaragua used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 6.9 million (2024)
- Nicaragua had a population of 6.9 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 16.4% | −5.0 pp |
| 2021 | 21.4% | −3.2 pp |
| 2017 | 24.6% | +10.4 pp |
| 2014 | 14.2% | — |
Frequently asked questions
What share of adults in Nicaragua made or received a digital payment?
16.4% of adults in Nicaragua made or received a digital payment in 2024, according to World Bank Global Findex data.
Is there a gender gap in digital payment adoption in Nicaragua?
Yes — in 2024 the figure was 15.4% for women and 17.5% for men, a gap of 2.1 percentage points in favor of men.
When did digital payment adoption in Nicaragua peak?
The highest value in the available series was 24.6% in 2017; the latest (2024) value is 16.4%.
How recent is the digital payment adoption data for Nicaragua?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Nicaragua.
Where does the digital payment adoption data for Nicaragua come from?
The data comes from the World Bank Global Findex (indicator g20.any). The latest observation for Nicaragua is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .