Formal & Mobile Money Borrowing Statistics in Niger (2026)
As of the 2024 data, 2.9% of adults in Niger borrowed from a formal financial institution or using a mobile money account, per World Bank Global Findex. Down from 3.6% in 2022 to 2.9% in 2024 (−0.6 percentage points). Niger ranks #35 of 36 economies in Sub-Saharan Africa on this measure, and #138 of 142 globally.
Key Statistics
- Latest value (2024)
- 2.9% (2024)
- Formal & Mobile Money Borrowing in Niger as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2022
- −0.6 pp (2024)
- Down from 3.6% in 2022 to 2.9% in 2024 (−0.6 percentage points).
- Earliest value in this dataset (2014)
- 2.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 2.2% in 2014 to 2.9% in 2024.
- Peak value (2017)
- 3.8% (2017)
- Highest value in the available series; the 2024 value is 2.9%.
- Rank in Sub-Saharan Africa
- #35 of 36 (2024)
- Niger ranks 35 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #138 of 142 (2024)
- Niger ranks 138 of 142 countries with data globally.
- Sub-Saharan Africa average
- 13.3% (2024)
- Niger (2.9%) is below the average of 13.3% across the 36 countries in Sub-Saharan Africa with data.
- Borrowed from a formal bank or similar financial institution (% age 15+) (2024)
- 2.5% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Niger (2024)
- 15.6% (2024)
- 15.6% of the population in Niger used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 27 million (2024)
- Niger had a population of 27 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 2.9% | −0.6 pp |
| 2022 | 3.6% | −0.2 pp |
| 2017 | 3.8% | +1.6 pp |
| 2014 | 2.2% | — |
Frequently asked questions
What share of adults in Niger borrowed from a formal financial institution or using a mobile money account?
2.9% of adults in Niger borrowed from a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.
Where does Niger rank globally on formal & mobile money borrowing?
Niger ranks 138 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
When did formal & mobile money borrowing in Niger peak?
The highest value in the available series was 3.8% in 2017; the latest (2024) value is 2.9%.
Source & methodology
Source: World Bank Global Findex, indicator
fin22a.22a1.22g.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .