Bank Capital Adequacy Statistics in Nigeria (2026)
Nigeria recorded the bank capital to assets ratio of 5.7% of assets in 2022, World Bank World Development Indicators data show. Down from 6.8% in 2021 to 5.7% in 2022 (−1.1 percentage points). Nigeria ranks #26 of 29 economies in Sub-Saharan Africa on this measure, and #130 of 143 globally.
Key Statistics
- Latest value (2022)
- 5.7% (2022)
- Bank Capital Adequacy in Nigeria as of 2022, the most recent observation in World Bank World Development Indicators data.
- Change since 2021
- −1.1 pp (2022)
- Down from 6.8% in 2021 to 5.7% in 2022 (−1.1 percentage points).
- Earliest value in this dataset (2007)
- 15.7% (2007)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 15.7% in 2007 to 5.7% in 2022.
- Peak value (2008)
- 18% (2008)
- Highest value in the available series; the 2022 value is 5.7%.
- Rank in Sub-Saharan Africa
- #26 of 29 (2022)
- Nigeria ranks 26 of 29 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #130 of 143 (2022)
- Nigeria ranks 130 of 143 countries with data globally.
- Sub-Saharan Africa average
- 8.6% (2022)
- Nigeria (5.7%) is below the average of 8.6% across the 29 countries in Sub-Saharan Africa with data.
- Bank nonperforming loans to total gross loans (%) (2022)
- 4% (2022)
- Related indicator from World Bank World Development Indicators.
- Internet use in Nigeria (2024)
- 41.2% (2024)
- 41.2% of the population in Nigeria used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 232.7 million (2024)
- Nigeria had a population of 232.7 million in 2024 (World Bank); shown for scale only.
Trend, 2007–2022
| Year | % of assets | Change |
|---|---|---|
| 2022 | 5.7% | −1.1 pp |
| 2021 | 6.8% | −0.2 pp |
| 2020 | 6.9% | −1.0 pp |
| 2019 | 8% | −0.8 pp |
| 2018 | 8.8% | +1.6 pp |
| 2017 | 7.2% | −4.2 pp |
| 2016 | 11.4% | −1.0 pp |
| 2015 | 12.4% | +1.9 pp |
| 2014 | 10.4% | +0.0 pp |
| 2013 | 10.4% | −0.4 pp |
| 2012 | 10.8% | +0.2 pp |
| 2011 | 10.6% | +9.1 pp |
| 2010 | 1.5% | −2.6 pp |
| 2009 | 4.1% | −13.9 pp |
| 2008 | 18% | +2.3 pp |
| 2007 | 15.7% | — |
Frequently asked questions
What is the latest figure for bank capital to assets ratio in Nigeria?
The bank capital to assets ratio in Nigeria stood at 5.7% of assets in 2022, according to World Bank World Development Indicators data.
Where does Nigeria rank globally on bank capital adequacy?
Nigeria ranks 130 of 143 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did bank capital adequacy in Nigeria peak?
The highest value in the available series was 18% in 2008; the latest (2022) value is 5.7%.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FB.BNK.CAPA.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .