Mobile Money Account Ownership Statistics in Nigeria (2026)
As of the 2024 data, 32.8% of adults in Nigeria had a mobile money account, per World Bank Global Findex. Up from 8.7% in 2021 to 32.8% in 2024 (+24.1 percentage points). Nigeria ranks #24 of 36 economies in Sub-Saharan Africa on this measure, and #39 of 87 globally.
Key Statistics
- Latest value (2024)
- 32.8% (2024)
- Mobile Money Account Ownership in Nigeria as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +24.1 pp (2024)
- Up from 8.7% in 2021 to 32.8% in 2024 (+24.1 percentage points).
- Earliest value in this dataset (2014)
- 2.3% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 2.3% in 2014 to 32.8% in 2024.
- Record high (2024)
- 32.8% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Nigeria.
- Rank in Sub-Saharan Africa
- #24 of 36 (2024)
- Nigeria ranks 24 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #39 of 87 (2024)
- Nigeria ranks 39 of 87 countries with data globally.
- Sub-Saharan Africa average
- 41% (2024)
- Nigeria (32.8%) is below the average of 41% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 25% (2024)
- Value for women in Nigeria, same 2024 World Bank Global Findex data.
- Among men (2024)
- 40.6% (2024)
- Value for men in Nigeria, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −15.5 pp (2024)
- In 2024, the figure was 25% for women and 40.6% for men — 15.5 percentage points lower among women.
- In rural areas (2024)
- 28.5% (2024)
- Value for rural residents of Nigeria in 2024.
- Rural gap vs national
- −4.3 pp (2024)
- Rural residents (28.5%) are 4.3 percentage points below the national figure (32.8%).
- Among the poorest 40% (2024)
- 21.9% (2024)
- Value for adults in the poorest 40% of households in Nigeria in 2024.
- Poorest-40% gap vs national
- −10.9 pp (2024)
- The poorest 40% (21.9%) are 10.9 percentage points below the national figure (32.8%).
- Internet use in Nigeria (2024)
- 41.2% (2024)
- 41.2% of the population in Nigeria used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 232.7 million (2024)
- Nigeria had a population of 232.7 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 32.8% | +24.1 pp |
| 2021 | 8.7% | +3.0 pp |
| 2017 | 5.6% | +3.3 pp |
| 2014 | 2.3% | — |
Frequently asked questions
What share of adults in Nigeria had a mobile money account?
32.8% of adults in Nigeria had a mobile money account in 2024, according to World Bank Global Findex data.
Where does Nigeria rank globally on mobile money account ownership?
Nigeria ranks 39 of 87 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in mobile money account ownership in Nigeria?
Yes — in 2024 the figure was 25% for women and 40.6% for men, a gap of 15.5 percentage points in favor of men.
Source & methodology
Source: World Bank Global Findex, indicator
mobileaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .