Online Bill Payments Statistics in Nigeria (2026)
In 2024, 13.5% of adults in Nigeria paid bills online or from a mobile phone, according to World Bank Global Findex data. Up from 8.1% in 2021 to 13.5% in 2024 (+5.4 percentage points). Nigeria ranks #19 of 36 economies in Sub-Saharan Africa on this measure, and #101 of 142 globally.
Key Statistics
- Latest value (2024)
- 13.5% (2024)
- Online Bill Payments in Nigeria as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +5.4 pp (2024)
- Up from 8.1% in 2021 to 13.5% in 2024 (+5.4 percentage points).
- Earliest value in this dataset (2017)
- 4% (2017)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 4% in 2017 to 13.5% in 2024.
- Record high (2024)
- 13.5% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Nigeria.
- Rank in Sub-Saharan Africa
- #19 of 36 (2024)
- Nigeria ranks 19 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #101 of 142 (2024)
- Nigeria ranks 101 of 142 countries with data globally.
- Sub-Saharan Africa average
- 16% (2024)
- Nigeria (13.5%) is below the average of 16% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 11.3% (2024)
- Value for women in Nigeria, same 2024 World Bank Global Findex data.
- Among men (2024)
- 15.7% (2024)
- Value for men in Nigeria, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −4.4 pp (2024)
- In 2024, the figure was 11.3% for women and 15.7% for men — 4.4 percentage points lower among women.
- In rural areas (2024)
- 10.6% (2024)
- Value for rural residents of Nigeria in 2024.
- Rural gap vs national
- −2.9 pp (2024)
- Rural residents (10.6%) are 2.9 percentage points below the national figure (13.5%).
- Among the poorest 40% (2024)
- 8.3% (2024)
- Value for adults in the poorest 40% of households in Nigeria in 2024.
- Poorest-40% gap vs national
- −5.2 pp (2024)
- The poorest 40% (8.3%) are 5.2 percentage points below the national figure (13.5%).
- Internet use in Nigeria (2024)
- 41.2% (2024)
- 41.2% of the population in Nigeria used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 232.7 million (2024)
- Nigeria had a population of 232.7 million in 2024 (World Bank); shown for scale only.
Trend, 2017–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 13.5% | +5.4 pp |
| 2021 | 8.1% | +4.1 pp |
| 2017 | 4% | — |
Frequently asked questions
What share of adults in Nigeria paid bills online or from a mobile phone?
13.5% of adults in Nigeria paid bills online or from a mobile phone in 2024, according to World Bank Global Findex data.
Where does the online bill payments data for Nigeria come from?
The data comes from the World Bank Global Findex (indicator fin26a). The latest observation for Nigeria is from 2024; the snapshot was retrieved on 2026-06-10.
How has online bill payments in Nigeria changed over time?
World Bank Global Findex data show a rise from 4% in 2017 to 13.5% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
fin26a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .