Nonperforming Loans Statistics in North Macedonia (2026)

As of 2023, bank nonperforming loans in North Macedonia was 2.7% of total gross loans, per World Bank World Development Indicators data. Down from 2.8% in 2022 to 2.7% in 2023 (−0.1 percentage points). North Macedonia ranks #28 of 48 economies in Europe & Central Asia on this measure, and #54 of 144 globally.

Key Statistics

Latest value (2023): 2.7% (2023); Nonperforming Loans in North Macedonia as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022: −0.1 pp (2023); Down from 2.8% in 2022 to 2.7% in 2023 (−0.1 percentage points).
Earliest value in this dataset (2005): 14.9% (2005); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 14.9% in 2005 to 2.7% in 2023.
Peak value (2005): 14.9% (2005); Highest value in the available series; the 2023 value is 2.7%.
Rank in Europe & Central Asia (lower is better; rank 1 = lowest): #28 of 48 (2023); North Macedonia ranks 28 of 48 countries in Europe & Central Asia with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest): #54 of 144 (2023); North Macedonia ranks 54 of 144 countries with data globally. Ranked ascending because lower values are better for this metric.
Europe & Central Asia average: 4% (2023); North Macedonia (2.7%) is below the average of 4% across the 48 countries in Europe & Central Asia with data.
Domestic credit to private sector (% of GDP) (2024): 53.9% (2024); Related indicator from World Bank World Development Indicators.
Internet use in North Macedonia (2025): 93.1% (2025); 93.1% of the population in North Macedonia used the internet in 2025 (World Bank); shown for context only.
Population (2024): 1.8 million (2024); North Macedonia had a population of 1.8 million in 2024 (World Bank); shown for scale only.

Trend, 2005–2023

Nonperforming Loans in North Macedonia by year (% of total gross loans)
Year	% of total gross loans	Change
2023	2.7%	−0.1 pp
2022	2.8%	−0.3 pp
2021	3.1%	−0.1 pp
2020	3.3%	−1.4 pp
2019	4.6%	−0.4 pp
2018	5%	−1.1 pp
2017	6.1%	−0.2 pp
2016	6.3%	−4.0 pp
2015	10.3%	−0.5 pp
2014	10.8%	−0.1 pp
2013	10.9%	+0.8 pp
2012	10.1%	+0.6 pp
2011	9.5%	+0.5 pp
2010	9%	+0.1 pp
2009	8.9%	+2.2 pp
2008	6.7%	−0.8 pp
2007	7.5%	−3.7 pp
2006	11.2%	−3.7 pp
2005	14.9%	—

Fig. 1 — Nonperforming Loans in North Macedonia, 2005–2023

Frequently asked questions

What is the latest figure for bank nonperforming loans in North Macedonia?

Bank nonperforming loans in North Macedonia stood at 2.7% of total gross loans in 2023, according to World Bank World Development Indicators data.

How recent is the nonperforming loans data for North Macedonia?

The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for North Macedonia.

Where does the nonperforming loans data for North Macedonia come from?

The data comes from the World Bank World Development Indicators (indicator FB.AST.NPER.ZS). The latest observation for North Macedonia is from 2023; the snapshot was retrieved on 2026-06-10.

How has nonperforming loans in North Macedonia changed over time?

World Bank World Development Indicators data show a decline from 14.9% in 2005 to 2.7% in 2023.

How does North Macedonia compare with other countries in Europe & Central Asia?

North Macedonia ranks 28 of 48 countries in Europe & Central Asia with data (ranked ascending; lower is better), with 2.7% versus a regional average of 4% (latest values per country).

Source & methodology

Source: World Bank, World Development Indicators, indicator FB.AST.NPER.ZS, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.