Credit Card Usage Statistics in Norway (2026)
55.6% of adults in Norway used a credit card in 2021, World Bank Global Findex data show. Down from 60.5% in 2017 to 55.6% in 2021 (−4.9 percentage points). Norway ranks #3 of 46 economies in Europe & Central Asia on this measure, and #9 of 142 globally.
Key Statistics
- Latest value (2021)
- 55.6% (2021)
- Credit Card Usage in Norway as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- −4.9 pp (2021)
- Down from 60.5% in 2017 to 55.6% in 2021 (−4.9 percentage points).
- Earliest value in this dataset (2014)
- 54.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 54.2% in 2014 to 55.6% in 2021.
- Peak value (2017)
- 60.5% (2017)
- Highest value in the available series; the 2021 value is 55.6%.
- Rank in Europe & Central Asia
- #3 of 46 (2021)
- Norway ranks 3 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #9 of 142 (2021)
- Norway ranks 9 of 142 countries with data globally.
- Europe & Central Asia average
- 26.3% (2021)
- Norway (55.6%) is above the average of 26.3% across the 46 countries in Europe & Central Asia with data.
- Owns a credit card (% age 15+) (2021)
- 66.7% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in Norway (2024)
- 99% (2024)
- 99% of the population in Norway used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 5.6 million (2024)
- Norway had a population of 5.6 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 55.6% | −4.9 pp |
| 2017 | 60.5% | +6.3 pp |
| 2014 | 54.2% | — |
Frequently asked questions
What share of adults in Norway used a credit card?
55.6% of adults in Norway used a credit card in 2021, according to World Bank Global Findex data.
How recent is the credit card usage data for Norway?
The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Norway.
Where does the credit card usage data for Norway come from?
The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Norway is from 2021; the snapshot was retrieved on 2026-06-10.
How has credit card usage in Norway changed over time?
World Bank Global Findex data show a rise from 54.2% in 2014 to 55.6% in 2021.
How does Norway compare with other countries in Europe & Central Asia?
Norway ranks 3 of 46 countries in Europe & Central Asia with data, with 55.6% versus a regional average of 26.3% (latest values per country).
Source & methodology
Source: World Bank Global Findex, indicator
fin22g, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .