Account Ownership Statistics in Pakistan (2026)
As of the 2024 data, 27.3% of adults in Pakistan had an account at a financial institution or mobile money provider, per World Bank Global Findex. Up from 21% in 2021 to 27.3% in 2024 (+6.3 percentage points). Pakistan ranks #17 of 20 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #137 of 145 globally.
Key Statistics
- Latest value (2024)
- 27.3% (2024)
- Account Ownership in Pakistan as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +6.3 pp (2024)
- Up from 21% in 2021 to 27.3% in 2024 (+6.3 percentage points).
- Earliest value in this dataset (2011)
- 10.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 10.3% in 2011 to 27.3% in 2024.
- Record high (2024)
- 27.3% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Pakistan.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #17 of 20 (2024)
- Pakistan ranks 17 of 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #137 of 145 (2024)
- Pakistan ranks 137 of 145 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 52.5% (2024)
- Pakistan (27.3%) is below the average of 52.5% across the 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Among women (2024)
- 11.9% (2024)
- Value for women in Pakistan, same 2024 World Bank Global Findex data.
- Among men (2024)
- 42.3% (2024)
- Value for men in Pakistan, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −30.4 pp (2024)
- In 2024, the figure was 11.9% for women and 42.3% for men — 30.4 percentage points lower among women.
- In rural areas (2024)
- 21.1% (2024)
- Value for rural residents of Pakistan in 2024.
- Rural gap vs national
- −6.2 pp (2024)
- Rural residents (21.1%) are 6.2 percentage points below the national figure (27.3%).
- Among the poorest 40% (2024)
- 13.6% (2024)
- Value for adults in the poorest 40% of households in Pakistan in 2024.
- Poorest-40% gap vs national
- −13.7 pp (2024)
- The poorest 40% (13.6%) are 13.7 percentage points below the national figure (27.3%).
- Internet use in Pakistan (2024)
- 57.3% (2024)
- 57.3% of the population in Pakistan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 251.3 million (2024)
- Pakistan had a population of 251.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 27.3% | +6.3 pp |
| 2021 | 21% | −0.3 pp |
| 2017 | 21.3% | +8.3 pp |
| 2014 | 13% | +2.7 pp |
| 2011 | 10.3% | — |
Frequently asked questions
What share of adults in Pakistan had an account at a financial institution or mobile money provider?
27.3% of adults in Pakistan had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How has account ownership in Pakistan changed over time?
World Bank Global Findex data show a rise from 10.3% in 2011 to 27.3% in 2024.
How does Pakistan compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?
Pakistan ranks 17 of 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 27.3% versus a regional average of 52.5% (latest values per country).
Where does Pakistan rank globally on account ownership?
Pakistan ranks 137 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .