Bank Account Ownership Statistics in Pakistan (2026)
According to World Bank Global Findex data, 18.3% of adults in Pakistan had an account at a bank or similar financial institution in 2024. Up from 16.3% in 2021 to 18.3% in 2024 (+2 percentage points). Pakistan ranks #18 of 20 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #132 of 145 globally.
Key Statistics
- Latest value (2024)
- 18.3% (2024)
- Bank Account Ownership in Pakistan as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +2 pp (2024)
- Up from 16.3% in 2021 to 18.3% in 2024 (+2 percentage points).
- Earliest value in this dataset (2011)
- 10.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 10.3% in 2011 to 18.3% in 2024.
- Record high (2024)
- 18.3% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Pakistan.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #18 of 20 (2024)
- Pakistan ranks 18 of 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #132 of 145 (2024)
- Pakistan ranks 132 of 145 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 50.9% (2024)
- Pakistan (18.3%) is below the average of 50.9% across the 20 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Among women (2024)
- 9.5% (2024)
- Value for women in Pakistan, same 2024 World Bank Global Findex data.
- Among men (2024)
- 26.8% (2024)
- Value for men in Pakistan, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −17.3 pp (2024)
- In 2024, the figure was 9.5% for women and 26.8% for men — 17.3 percentage points lower among women.
- In rural areas (2024)
- 12.2% (2024)
- Value for rural residents of Pakistan in 2024.
- Rural gap vs national
- −6.1 pp (2024)
- Rural residents (12.2%) are 6.1 percentage points below the national figure (18.3%).
- Among the poorest 40% (2024)
- 9.3% (2024)
- Value for adults in the poorest 40% of households in Pakistan in 2024.
- Poorest-40% gap vs national
- −9 pp (2024)
- The poorest 40% (9.3%) are 9 percentage points below the national figure (18.3%).
- Internet use in Pakistan (2024)
- 57.3% (2024)
- 57.3% of the population in Pakistan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 251.3 million (2024)
- Pakistan had a population of 251.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 18.3% | +2.0 pp |
| 2021 | 16.3% | −1.8 pp |
| 2017 | 18% | +9.3 pp |
| 2014 | 8.7% | −1.6 pp |
| 2011 | 10.3% | — |
Frequently asked questions
What share of adults in Pakistan had an account at a bank or similar financial institution?
18.3% of adults in Pakistan had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
Is there a gender gap in bank account ownership in Pakistan?
Yes — in 2024 the figure was 9.5% for women and 26.8% for men, a gap of 17.3 percentage points in favor of men.
How recent is the bank account ownership data for Pakistan?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Pakistan.
Where does the bank account ownership data for Pakistan come from?
The data comes from the World Bank Global Findex (indicator fiaccount.t.d). The latest observation for Pakistan is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .