Business Bank Credit Access Statistics in Pakistan (2026)
As of the 2022 data, 2.1% of firms in Pakistan had a bank loan or line of credit, per World Bank World Development Indicators. Down from 6.7% in 2013 to 2.1% in 2022 (−4.6 percentage points). Pakistan ranks #14 of 14 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #145 of 145 globally.
Key Statistics
- Latest value (2022)
- 2.1% (2022)
- Business Bank Credit Access in Pakistan as of 2022, the most recent observation in World Bank World Development Indicators data.
- Change since 2013
- −4.6 pp (2022)
- Down from 6.7% in 2013 to 2.1% in 2022 (−4.6 percentage points).
- Earliest value in this dataset (2007)
- 8.6% (2007)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 8.6% in 2007 to 2.1% in 2022.
- Peak value (2007)
- 8.6% (2007)
- Highest value in the available series; the 2022 value is 2.1%.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #14 of 14 (2022)
- Pakistan ranks 14 of 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #145 of 145 (2022)
- Pakistan ranks 145 of 145 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 24.8% (2022)
- Pakistan (2.1%) is below the average of 24.8% across the 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Firms using banks to finance working capital (% of firms) (2022)
- 3.5% (2022)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2022)
- 5.5% (2022)
- Related indicator from World Bank World Development Indicators.
- Internet use in Pakistan (2024)
- 57.3% (2024)
- 57.3% of the population in Pakistan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 251.3 million (2024)
- Pakistan had a population of 251.3 million in 2024 (World Bank); shown for scale only.
Trend, 2007–2022
| Year | % of firms | Change |
|---|---|---|
| 2022 | 2.1% | −4.6 pp |
| 2013 | 6.7% | −1.9 pp |
| 2007 | 8.6% | — |
Frequently asked questions
What share of firms in Pakistan had a bank loan or line of credit?
2.1% of firms in Pakistan had a bank loan or line of credit in 2022, according to World Bank World Development Indicators data.
Where does Pakistan rank globally on business bank credit access?
Pakistan ranks 145 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did business bank credit access in Pakistan peak?
The highest value in the available series was 8.6% in 2007; the latest (2022) value is 2.1%.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .