Business Working Capital Financing Statistics in Pakistan (2026)
In 2022, 3.5% of firms in Pakistan used banks to finance working capital, according to World Bank World Development Indicators data. Down from 8.6% in 2013 to 3.5% in 2022 (−5.1 percentage points). Pakistan ranks #13 of 14 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #143 of 145 globally.
Key Statistics
- Latest value (2022)
- 3.5% (2022)
- Business Working Capital Financing in Pakistan as of 2022, the most recent observation in World Bank World Development Indicators data.
- Change since 2013
- −5.1 pp (2022)
- Down from 8.6% in 2013 to 3.5% in 2022 (−5.1 percentage points).
- Earliest value in this dataset (2007)
- 4.6% (2007)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 4.6% in 2007 to 3.5% in 2022.
- Peak value (2013)
- 8.6% (2013)
- Highest value in the available series; the 2022 value is 3.5%.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #13 of 14 (2022)
- Pakistan ranks 13 of 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #143 of 145 (2022)
- Pakistan ranks 143 of 145 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 19.2% (2022)
- Pakistan (3.5%) is below the average of 19.2% across the 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Firms with a bank loan/line of credit (% of firms) (2022)
- 2.1% (2022)
- Related indicator from World Bank World Development Indicators.
- Internet use in Pakistan (2024)
- 57.3% (2024)
- 57.3% of the population in Pakistan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 251.3 million (2024)
- Pakistan had a population of 251.3 million in 2024 (World Bank); shown for scale only.
Trend, 2007–2022
| Year | % of firms | Change |
|---|---|---|
| 2022 | 3.5% | −5.1 pp |
| 2013 | 8.6% | +3.9 pp |
| 2007 | 4.6% | — |
Frequently asked questions
What share of firms in Pakistan used banks to finance working capital?
3.5% of firms in Pakistan used banks to finance working capital in 2022, according to World Bank World Development Indicators data.
How does Pakistan compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?
Pakistan ranks 13 of 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 3.5% versus a regional average of 19.2% (latest values per country).
Where does Pakistan rank globally on business working capital financing?
Pakistan ranks 143 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did business working capital financing in Pakistan peak?
The highest value in the available series was 8.6% in 2013; the latest (2022) value is 3.5%.
How recent is the business working capital financing data for Pakistan?
The most recent observation is from 2022. World Bank World Development Indicators data is reported with a lag, so 2022 is the latest available year for Pakistan.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BKWC.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .