Digital Payment Adoption Statistics in Pakistan (2026)
In 2024, 24.6% of adults in Pakistan made or received a digital payment, according to World Bank Global Findex data. Up from 17.6% in 2021 to 24.6% in 2024 (+7 percentage points). Pakistan ranks #11 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #127 of 142 globally.
Key Statistics
- Latest value (2024)
- 24.6% (2024)
- Digital Payment Adoption in Pakistan as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +7 pp (2024)
- Up from 17.6% in 2021 to 24.6% in 2024 (+7 percentage points).
- Earliest value in this dataset (2014)
- 9.5% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 9.5% in 2014 to 24.6% in 2024.
- Record high (2024)
- 24.6% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Pakistan.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #11 of 18 (2024)
- Pakistan ranks 11 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #127 of 142 (2024)
- Pakistan ranks 127 of 142 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 42% (2024)
- Pakistan (24.6%) is below the average of 42% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Among women (2024)
- 8.8% (2024)
- Value for women in Pakistan, same 2024 World Bank Global Findex data.
- Among men (2024)
- 40.1% (2024)
- Value for men in Pakistan, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −31.3 pp (2024)
- In 2024, the figure was 8.8% for women and 40.1% for men — 31.3 percentage points lower among women.
- In rural areas (2024)
- 19% (2024)
- Value for rural residents of Pakistan in 2024.
- Rural gap vs national
- −5.7 pp (2024)
- Rural residents (19%) are 5.7 percentage points below the national figure (24.6%).
- Among the poorest 40% (2024)
- 12.5% (2024)
- Value for adults in the poorest 40% of households in Pakistan in 2024.
- Poorest-40% gap vs national
- −12.1 pp (2024)
- The poorest 40% (12.5%) are 12.1 percentage points below the national figure (24.6%).
- Made a digital payment (% age 15+) (2024)
- 20.2% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 17.3% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Pakistan (2024)
- 57.3% (2024)
- 57.3% of the population in Pakistan used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 251.3 million (2024)
- Pakistan had a population of 251.3 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 24.6% | +7.0 pp |
| 2021 | 17.6% | −0.1 pp |
| 2017 | 17.7% | +8.2 pp |
| 2014 | 9.5% | — |
Frequently asked questions
What share of adults in Pakistan made or received a digital payment?
24.6% of adults in Pakistan made or received a digital payment in 2024, according to World Bank Global Findex data.
Where does the digital payment adoption data for Pakistan come from?
The data comes from the World Bank Global Findex (indicator g20.any). The latest observation for Pakistan is from 2024; the snapshot was retrieved on 2026-06-10.
How has digital payment adoption in Pakistan changed over time?
World Bank Global Findex data show a rise from 9.5% in 2014 to 24.6% in 2024.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .