Nonperforming Loans Statistics in Pakistan (2026)

Pakistan recorded bank nonperforming loans of 6.6% of total gross loans in 2023, World Bank World Development Indicators data show. Up from 6.5% in 2022 to 6.6% in 2023 (+0.1 percentage points). Pakistan ranks #8 of 12 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #110 of 144 globally.

Latest value (2023)
6.6% (2023)
Nonperforming Loans in Pakistan as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
+0.1 pp (2023)
Up from 6.5% in 2022 to 6.6% in 2023 (+0.1 percentage points).
Earliest value in this dataset (2013)
13% (2013)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 13% in 2013 to 6.6% in 2023.
Peak value (2013)
13% (2013)
Highest value in the available series; the 2023 value is 6.6%.
Rank in Middle East, North Africa, Afghanistan & Pakistan (lower is better; rank 1 = lowest)
#8 of 12 (2023)
Pakistan ranks 8 of 12 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#110 of 144 (2023)
Pakistan ranks 110 of 144 countries with data globally. Ranked ascending because lower values are better for this metric.
Middle East, North Africa, Afghanistan & Pakistan average
6.5% (2023)
Pakistan (6.6%) is above the average of 6.5% across the 12 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Domestic credit to private sector (% of GDP) (2024)
11.5% (2024)
Related indicator from World Bank World Development Indicators.
Internet use in Pakistan (2024)
57.3% (2024)
57.3% of the population in Pakistan used the internet in 2024 (World Bank); shown for context only.
Population (2024)
251.3 million (2024)
Pakistan had a population of 251.3 million in 2024 (World Bank); shown for scale only.
Nonperforming Loans in Pakistan by year (% of total gross loans)
Year % of total gross loans Change
2023 6.6%+0.1 pp
2022 6.5%−1.3 pp
2021 7.9%−1.3 pp
2020 9.2%+0.6 pp
2019 8.6%+0.6 pp
2018 8%−0.5 pp
2017 8.4%−1.6 pp
2016 10.1%−1.3 pp
2015 11.4%−0.9 pp
2014 12.3%−0.7 pp
2013 13%
Nonperforming Loans in Pakistan, 2013–2023Line chart of 11 observations from 2013 to 2023. Values range from 6.5% to 13%; the series starts at 13% in 2013 and ends at 6.6% in 2023.6%8%10%12%14%2013201620182020202313%6.6%
Fig. 1 — Nonperforming Loans in Pakistan, 2013–2023

Frequently asked questions

What is the latest figure for bank nonperforming loans in Pakistan?

Bank nonperforming loans in Pakistan stood at 6.6% of total gross loans in 2023, according to World Bank World Development Indicators data.

How has nonperforming loans in Pakistan changed over time?

World Bank World Development Indicators data show a decline from 13% in 2013 to 6.6% in 2023.

How does Pakistan compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?

Pakistan ranks 8 of 12 countries in Middle East, North Africa, Afghanistan & Pakistan with data (ranked ascending; lower is better), with 6.6% versus a regional average of 6.5% (latest values per country).

Where does Pakistan rank globally on nonperforming loans?

Pakistan ranks 110 of 144 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.

Source: World Bank, World Development Indicators, indicator FB.AST.NPER.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .