Account Ownership Statistics in Peru (2026)
In 2024, 59.3% of adults in Peru had an account at a financial institution or mobile money provider, according to World Bank Global Findex data. Up from 57.5% in 2021 to 59.3% in 2024 (+1.8 percentage points). Peru ranks #14 of 21 economies in Latin America & Caribbean on this measure, and #95 of 145 globally.
Key Statistics
- Latest value (2024)
- 59.3% (2024)
- Account Ownership in Peru as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +1.8 pp (2024)
- Up from 57.5% in 2021 to 59.3% in 2024 (+1.8 percentage points).
- Earliest value in this dataset (2011)
- 20.5% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 20.5% in 2011 to 59.3% in 2024.
- Record high (2024)
- 59.3% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Peru.
- Rank in Latin America & Caribbean
- #14 of 21 (2024)
- Peru ranks 14 of 21 countries in Latin America & Caribbean with data, based on each country's latest value.
- Global rank
- #95 of 145 (2024)
- Peru ranks 95 of 145 countries with data globally.
- Latin America & Caribbean average
- 63.3% (2024)
- Peru (59.3%) is below the average of 63.3% across the 21 countries in Latin America & Caribbean with data.
- Among women (2024)
- 56.2% (2024)
- Value for women in Peru, same 2024 World Bank Global Findex data.
- Among men (2024)
- 62.5% (2024)
- Value for men in Peru, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −6.3 pp (2024)
- In 2024, the figure was 56.2% for women and 62.5% for men — 6.3 percentage points lower among women.
- In rural areas (2024)
- 55.7% (2024)
- Value for rural residents of Peru in 2024.
- Rural gap vs national
- −3.6 pp (2024)
- Rural residents (55.7%) are 3.6 percentage points below the national figure (59.3%).
- Among the poorest 40% (2024)
- 44.6% (2024)
- Value for adults in the poorest 40% of households in Peru in 2024.
- Poorest-40% gap vs national
- −14.7 pp (2024)
- The poorest 40% (44.6%) are 14.7 percentage points below the national figure (59.3%).
- Internet use in Peru (2024)
- 82% (2024)
- 82% of the population in Peru used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 34.2 million (2024)
- Peru had a population of 34.2 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 59.3% | +1.8 pp |
| 2021 | 57.5% | +14.9 pp |
| 2017 | 42.6% | +13.6 pp |
| 2014 | 29% | +8.5 pp |
| 2011 | 20.5% | — |
Frequently asked questions
What share of adults in Peru had an account at a financial institution or mobile money provider?
59.3% of adults in Peru had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
How does Peru compare with other countries in Latin America & Caribbean?
Peru ranks 14 of 21 countries in Latin America & Caribbean with data, with 59.3% versus a regional average of 63.3% (latest values per country).
Where does Peru rank globally on account ownership?
Peru ranks 95 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in account ownership in Peru?
Yes — in 2024 the figure was 56.2% for women and 62.5% for men, a gap of 6.3 percentage points in favor of men.
How recent is the account ownership data for Peru?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Peru.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .