Bank Interest Rate Spread Statistics in Peru (2026)
Peru recorded the bank interest rate spread of 7.8 percentage points in 2022, World Bank World Development Indicators data show. Down from 10.3 percentage points in 2021 to 7.8 percentage points in 2022 (−2.5 percentage points). Peru ranks #23 of 28 economies in Latin America & Caribbean on this measure, and #80 of 105 globally.
Key Statistics
- Latest value (2022)
- 7.8 percentage points (2022)
- Bank Interest Rate Spread in Peru as of 2022, the most recent observation in World Bank World Development Indicators data.
- Change since 2021
- −2.5 pp (2022)
- Down from 10.3 percentage points in 2021 to 7.8 percentage points in 2022 (−2.5 percentage points).
- Earliest value in this dataset (1990)
- 1820.5 percentage points (1990)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 1820.5 percentage points in 1990 to 7.8 percentage points in 2022.
- Peak value (1990)
- 1820.5 percentage points (1990)
- Highest value in the available series; the 2022 value is 7.8 percentage points.
- Rank in Latin America & Caribbean (lower is better; rank 1 = lowest)
- #23 of 28 (2022)
- Peru ranks 23 of 28 countries in Latin America & Caribbean with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #80 of 105 (2022)
- Peru ranks 80 of 105 countries with data globally. Ranked ascending because lower values are better for this metric.
- Latin America & Caribbean average
- 7 percentage points (2022)
- Peru (7.8 percentage points) is above the average of 7 percentage points across the 28 countries in Latin America & Caribbean with data.
- Lending interest rate (%) (2022)
- 12.6% (2022)
- Related indicator from World Bank World Development Indicators.
- Deposit interest rate (%) (2022)
- 4.8% (2022)
- Related indicator from World Bank World Development Indicators.
- Internet use in Peru (2024)
- 82% (2024)
- 82% of the population in Peru used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 34.2 million (2024)
- Peru had a population of 34.2 million in 2024 (World Bank); shown for scale only.
Trend, 1990–2022
| Year | percentage points | Change |
|---|---|---|
| 2022 | 7.8 | −24.4% |
| 2021 | 10.3 | −7.2% |
| 2020 | 11.1 | +3.4% |
| 2019 | 10.7 | −4.3% |
| 2018 | 11.2 | −9.2% |
| 2017 | 12.3 | +6.8% |
| 2016 | 11.6 | −3.7% |
| 2015 | 12 | +0.6% |
| 2014 | 11.9 | −18.4% |
| 2013 | 14.6 | −4.9% |
| 2012 | 15.4 | +2.3% |
| 2011 | 15 | −10.9% |
| 2010 | 16.8 | +1.0% |
| 2009 | 16.7 | −8.4% |
| 2008 | 18.2 | +1.6% |
| 2007 | 17.9 | −6.3% |
| 2006 | 19.1 | −13.4% |
| 2005 | 22.1 | +1.9% |
| 2004 | 21.7 | +26.2% |
| 2003 | 17.2 | +3.7% |
| 2002 | 16.6 | +10.0% |
| 2001 | 15.1 | −9.8% |
| 2000 | 16.7 | −11.1% |
| 1999 | 18.8 | +7.3% |
| 1998 | 17.5 | +10.2% |
| 1997 | 15.9 | −4.4% |
| 1996 | 16.6 | −18.7% |
| 1995 | 20.5 | −38.0% |
| 1994 | 33 | −34.1% |
| 1993 | 50.1 | −43.4% |
| 1992 | 88.5 | −82.3% |
| 1991 | 500 | −72.5% |
| 1990 | 1,820 | — |
Frequently asked questions
What is the latest figure for bank interest rate spread in Peru?
The bank interest rate spread in Peru stood at 7.8 percentage points in 2022, according to World Bank World Development Indicators data.
Where does Peru rank globally on bank interest rate spread?
Peru ranks 80 of 105 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.
When did bank interest rate spread in Peru peak?
The highest value in the available series was 1820.5 percentage points in 1990; the latest (2022) value is 7.8 percentage points.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FR.INR.LNDP, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .