Formal & Mobile Money Savings Statistics in Peru (2026)

In 2024, 31.4% of adults in Peru saved at a formal financial institution or using a mobile money account, according to World Bank Global Findex data. Up from 15.3% in 2021 to 31.4% in 2024 (+16.1 percentage points). Peru ranks #6 of 20 economies in Latin America & Caribbean on this measure, and #65 of 142 globally.

Latest value (2024)
31.4% (2024)
Formal & Mobile Money Savings in Peru as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+16.1 pp (2024)
Up from 15.3% in 2021 to 31.4% in 2024 (+16.1 percentage points).
Earliest value in this dataset (2011)
8.6% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 8.6% in 2011 to 31.4% in 2024.
Record high (2024)
31.4% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Peru.
Rank in Latin America & Caribbean
#6 of 20 (2024)
Peru ranks 6 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
Global rank
#65 of 142 (2024)
Peru ranks 65 of 142 countries with data globally.
Latin America & Caribbean average
24.7% (2024)
Peru (31.4%) is above the average of 24.7% across the 20 countries in Latin America & Caribbean with data.
Saved at a bank or similar financial institution (% age 15+) (2024)
21.6% (2024)
Related indicator from World Bank Global Findex.
Internet use in Peru (2024)
82% (2024)
82% of the population in Peru used the internet in 2024 (World Bank); shown for context only.
Population (2024)
34.2 million (2024)
Peru had a population of 34.2 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Peru by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 31.4%+16.1 pp
2021 15.3%+7.1 pp
2017 8.2%−4.1 pp
2014 12.3%+3.7 pp
2011 8.6%
Formal & Mobile Money Savings in Peru, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 8.2% to 31.4%; the series starts at 8.6% in 2011 and ends at 31.4% in 2024.0%10%20%30%40%20112015202020248.6%31.4%
Fig. 1 — Formal & Mobile Money Savings in Peru, 2011–2024

Frequently asked questions

What share of adults in Peru saved at a formal financial institution or using a mobile money account?

31.4% of adults in Peru saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

How does Peru compare with other countries in Latin America & Caribbean?

Peru ranks 6 of 20 countries in Latin America & Caribbean with data, with 31.4% versus a regional average of 24.7% (latest values per country).

Where does Peru rank globally on formal & mobile money savings?

Peru ranks 65 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

How recent is the formal & mobile money savings data for Peru?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Peru.

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .