Formal Savings Statistics in Peru (2026)
In 2024, 21.6% of adults in Peru saved at a formal financial institution, according to World Bank Global Findex data. Up from 14.6% in 2021 to 21.6% in 2024 (+7 percentage points). Peru ranks #11 of 20 economies in Latin America & Caribbean on this measure, and #75 of 142 globally.
Key Statistics
- Latest value (2024)
- 21.6% (2024)
- Formal Savings in Peru as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +7 pp (2024)
- Up from 14.6% in 2021 to 21.6% in 2024 (+7 percentage points).
- Earliest value in this dataset (2011)
- 8.6% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 8.6% in 2011 to 21.6% in 2024.
- Record high (2024)
- 21.6% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Peru.
- Rank in Latin America & Caribbean
- #11 of 20 (2024)
- Peru ranks 11 of 20 countries in Latin America & Caribbean with data, based on each country's latest value.
- Global rank
- #75 of 142 (2024)
- Peru ranks 75 of 142 countries with data globally.
- Latin America & Caribbean average
- 21.3% (2024)
- Peru (21.6%) is above the average of 21.3% across the 20 countries in Latin America & Caribbean with data.
- Among women (2024)
- 16.3% (2024)
- Value for women in Peru, same 2024 World Bank Global Findex data.
- Among men (2024)
- 26.9% (2024)
- Value for men in Peru, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −10.6 pp (2024)
- In 2024, the figure was 16.3% for women and 26.9% for men — 10.6 percentage points lower among women.
- In rural areas (2024)
- 16.2% (2024)
- Value for rural residents of Peru in 2024.
- Rural gap vs national
- −5.3 pp (2024)
- Rural residents (16.2%) are 5.3 percentage points below the national figure (21.6%).
- Among the poorest 40% (2024)
- 10.6% (2024)
- Value for adults in the poorest 40% of households in Peru in 2024.
- Poorest-40% gap vs national
- −10.9 pp (2024)
- The poorest 40% (10.6%) are 10.9 percentage points below the national figure (21.6%).
- Internet use in Peru (2024)
- 82% (2024)
- 82% of the population in Peru used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 34.2 million (2024)
- Peru had a population of 34.2 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 21.6% | +7.0 pp |
| 2021 | 14.6% | +6.4 pp |
| 2017 | 8.2% | −4.1 pp |
| 2014 | 12.3% | +3.7 pp |
| 2011 | 8.6% | — |
Frequently asked questions
What share of adults in Peru saved at a formal financial institution?
21.6% of adults in Peru saved at a formal financial institution in 2024, according to World Bank Global Findex data.
Is there a gender gap in formal savings in Peru?
Yes — in 2024 the figure was 16.3% for women and 26.9% for men, a gap of 10.6 percentage points in favor of men.
How recent is the formal savings data for Peru?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Peru.
Where does the formal savings data for Peru come from?
The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for Peru is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .