Lending Interest Rates Statistics in Peru (2026)

According to World Bank World Development Indicators data, the average lending interest rate in Peru came to 12.6% in 2022. Up from 11% in 2021 to 12.6% in 2022 (+1.6 percentage points). Peru ranks #22 of 29 economies in Latin America & Caribbean on this measure, and #80 of 112 globally.

Latest value (2022)
12.6% (2022)
Lending Interest Rates in Peru as of 2022, the most recent observation in World Bank World Development Indicators data.
Change since 2021
+1.6 pp (2022)
Up from 11% in 2021 to 12.6% in 2022 (+1.6 percentage points).
Earliest value in this dataset (1990)
4260% (1990)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 4260% in 1990 to 12.6% in 2022.
Peak value (1990)
4260% (1990)
Highest value in the available series; the 2022 value is 12.6%.
Rank in Latin America & Caribbean (lower is better; rank 1 = lowest)
#22 of 29 (2022)
Peru ranks 22 of 29 countries in Latin America & Caribbean with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#80 of 112 (2022)
Peru ranks 80 of 112 countries with data globally. Ranked ascending because lower values are better for this metric.
Latin America & Caribbean average
12.6% (2022)
Peru (12.6%) is above the average of 12.6% across the 29 countries in Latin America & Caribbean with data.
Internet use in Peru (2024)
82% (2024)
82% of the population in Peru used the internet in 2024 (World Bank); shown for context only.
Population (2024)
34.2 million (2024)
Peru had a population of 34.2 million in 2024 (World Bank); shown for scale only.
Lending Interest Rates in Peru by year (%)
Year % Change
2022 12.6%+1.6 pp
2021 11%−2.0 pp
2020 12.9%−1.4 pp
2019 14.4%−0.2 pp
2018 14.5%−2.2 pp
2017 16.8%+0.3 pp
2016 16.5%+0.4 pp
2015 16.1%+0.4 pp
2014 15.7%−2.4 pp
2013 18.1%−1.1 pp
2012 19.2%+0.6 pp
2011 18.7%−0.3 pp
2010 19%−2.1 pp
2009 21%−2.6 pp
2008 23.7%+0.8 pp
2007 22.9%−1.1 pp
2006 23.9%−1.6 pp
2005 25.5%+0.9 pp
2004 24.7%+3.7 pp
2003 21%+0.3 pp
2002 20.8%−4.2 pp
2001 25%−5.0 pp
2000 30%−5.1 pp
1999 35.1%+2.4 pp
1998 32.6%+1.7 pp
1997 30.9%−0.6 pp
1996 31.5%−4.6 pp
1995 36.2%−19.2 pp
1994 55.3%−38.9 pp
1993 94.2%−53.9 pp
1992 148.1%−522.4 pp
1991 670.5%−3589.5 pp
1990 4260%
Lending Interest Rates in Peru, 1990–2022Line chart of 33 observations from 1990 to 2022. Values range from 11% to 4260%; the series starts at 4260% in 1990 and ends at 12.6% in 2022.0%2000%4000%6000%19902000201020224260%12.6%
Fig. 1 — Lending Interest Rates in Peru, 1990–2022

Frequently asked questions

What is the latest figure for average lending interest rate in Peru?

The average lending interest rate in Peru stood at 12.6% in 2022, according to World Bank World Development Indicators data.

When did lending interest rates in Peru peak?

The highest value in the available series was 4260% in 1990; the latest (2022) value is 12.6%.

How recent is the lending interest rates data for Peru?

The most recent observation is from 2022. World Bank World Development Indicators data is reported with a lag, so 2022 is the latest available year for Peru.

Where does the lending interest rates data for Peru come from?

The data comes from the World Bank World Development Indicators (indicator FR.INR.LEND). The latest observation for Peru is from 2022; the snapshot was retrieved on 2026-06-10.

Source: World Bank, World Development Indicators, indicator FR.INR.LEND, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .