Formal & Mobile Money Savings Statistics in Philippines (2026)

23.9% of adults in the Philippines saved at a formal financial institution or using a mobile money account in 2024, World Bank Global Findex data show. Up from 20.8% in 2021 to 23.9% in 2024 (+3.1 percentage points). Philippines ranks #13 of 16 economies in East Asia & Pacific on this measure, and #90 of 142 globally.

Latest value (2024)
23.9% (2024)
Formal & Mobile Money Savings in the Philippines as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+3.1 pp (2024)
Up from 20.8% in 2021 to 23.9% in 2024 (+3.1 percentage points).
Earliest value in this dataset (2011)
14.7% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 14.7% in 2011 to 23.9% in 2024.
Record high (2024)
23.9% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for the Philippines.
Rank in East Asia & Pacific
#13 of 16 (2024)
The Philippines ranks 13 of 16 countries in East Asia & Pacific with data, based on each country's latest value.
Global rank
#90 of 142 (2024)
The Philippines ranks 90 of 142 countries with data globally.
East Asia & Pacific average
45.4% (2024)
The Philippines (23.9%) is below the average of 45.4% across the 16 countries in East Asia & Pacific with data.
Saved at a bank or similar financial institution (% age 15+) (2024)
10.3% (2024)
Related indicator from World Bank Global Findex.
Internet use in the Philippines (2024)
67.3% (2024)
67.3% of the population in the Philippines used the internet in 2024 (World Bank); shown for context only.
Population (2024)
115.8 million (2024)
The Philippines had a population of 115.8 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Philippines by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 23.9%+3.1 pp
2021 20.8%+8.8 pp
2017 11.9%−2.9 pp
2014 14.8%+0.1 pp
2011 14.7%
Formal & Mobile Money Savings in Philippines, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 11.9% to 23.9%; the series starts at 14.7% in 2011 and ends at 23.9% in 2024.10%15%20%25%201120152020202414.7%23.9%
Fig. 1 — Formal & Mobile Money Savings in Philippines, 2011–2024

Frequently asked questions

What share of adults in the Philippines saved at a formal financial institution or using a mobile money account?

23.9% of adults in the Philippines saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

Where does the formal & mobile money savings data for the Philippines come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for the Philippines is from 2024; the snapshot was retrieved on 2026-06-10.

How has formal & mobile money savings in the Philippines changed over time?

World Bank Global Findex data show a rise from 14.7% in 2011 to 23.9% in 2024.

How does the Philippines compare with other countries in East Asia & Pacific?

The Philippines ranks 13 of 16 countries in East Asia & Pacific with data, with 23.9% versus a regional average of 45.4% (latest values per country).

Where does the Philippines rank globally on formal & mobile money savings?

The Philippines ranks 90 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .