Business Investment Financing Statistics in Poland (2026)

According to World Bank World Development Indicators data, 46.8% of firms in Poland used banks to finance investment in 2025. Down from 48.8% in 2019 to 46.8% in 2025 (−2 percentage points). Poland ranks #5 of 43 economies in Europe & Central Asia on this measure, and #15 of 144 globally.

Latest value (2025)
46.8% (2025)
Business Investment Financing in Poland as of 2025, the most recent observation in World Bank World Development Indicators data.
Change since 2019
−2 pp (2025)
Down from 48.8% in 2019 to 46.8% in 2025 (−2 percentage points).
Earliest value in this dataset (2002)
30% (2002)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 30% in 2002 to 46.8% in 2025.
Peak value (2019)
48.8% (2019)
Highest value in the available series; the 2025 value is 46.8%.
Rank in Europe & Central Asia
#5 of 43 (2025)
Poland ranks 5 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#15 of 144 (2025)
Poland ranks 15 of 144 countries with data globally.
Europe & Central Asia average
29.6% (2025)
Poland (46.8%) is above the average of 29.6% across the 43 countries in Europe & Central Asia with data.
Firms with a bank loan/line of credit (% of firms) (2025)
30.4% (2025)
Related indicator from World Bank World Development Indicators.
Internet use in Poland (2024)
88.6% (2024)
88.6% of the population in Poland used the internet in 2024 (World Bank); shown for context only.
Population (2024)
36.6 million (2024)
Poland had a population of 36.6 million in 2024 (World Bank); shown for scale only.
Business Investment Financing in Poland by year (% of firms)
Year % of firms Change
2025 46.8%−2.0 pp
2019 48.8%+18.6 pp
2013 30.2%−10.5 pp
2009 40.7%+7.4 pp
2005 33.3%−0.9 pp
2003 34.2%+4.2 pp
2002 30%
Business Investment Financing in Poland, 2002–2025Line chart of 7 observations from 2002 to 2025. Values range from 30% to 48.8%; the series starts at 30% in 2002 and ends at 46.8% in 2025.30%35%40%45%50%20022005201020152020202530%46.8%
Fig. 1 — Business Investment Financing in Poland, 2002–2025

Frequently asked questions

What share of firms in Poland used banks to finance investment?

46.8% of firms in Poland used banks to finance investment in 2025, according to World Bank World Development Indicators data.

Where does the business investment financing data for Poland come from?

The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKS.ZS). The latest observation for Poland is from 2025; the snapshot was retrieved on 2026-06-10.

How has business investment financing in Poland changed over time?

World Bank World Development Indicators data show a rise from 30% in 2002 to 46.8% in 2025.

Source: World Bank, World Development Indicators, indicator IC.FRM.BNKS.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .