Debit Card Ownership Statistics in Poland (2026)
In 2024, 81.4% of adults in Poland owned a debit card, according to World Bank Global Findex data. Down from 83.9% in 2021 to 81.4% in 2024 (−2.5 percentage points). Poland ranks #26 of 46 economies in Europe & Central Asia on this measure, and #36 of 145 globally.
Key Statistics
- Latest value (2024)
- 81.4% (2024)
- Debit Card Ownership in Poland as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −2.5 pp (2024)
- Down from 83.9% in 2021 to 81.4% in 2024 (−2.5 percentage points).
- Earliest value in this dataset (2011)
- 37.3% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 37.3% in 2011 to 81.4% in 2024.
- Peak value (2021)
- 83.9% (2021)
- Highest value in the available series; the 2024 value is 81.4%.
- Rank in Europe & Central Asia
- #26 of 46 (2024)
- Poland ranks 26 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #36 of 145 (2024)
- Poland ranks 36 of 145 countries with data globally.
- Europe & Central Asia average
- 78.4% (2024)
- Poland (81.4%) is above the average of 78.4% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 80.8% (2024)
- Value for women in Poland, same 2024 World Bank Global Findex data.
- Among men (2024)
- 82.1% (2024)
- Value for men in Poland, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −1.3 pp (2024)
- In 2024, the figure was 80.8% for women and 82.1% for men — 1.3 percentage points lower among women.
- Internet use in Poland (2024)
- 88.6% (2024)
- 88.6% of the population in Poland used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 36.6 million (2024)
- Poland had a population of 36.6 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 81.4% | −2.5 pp |
| 2021 | 83.9% | +4.6 pp |
| 2017 | 79.3% | +29.9 pp |
| 2014 | 49.5% | +12.1 pp |
| 2011 | 37.3% | — |
Frequently asked questions
What share of adults in Poland owned a debit card?
81.4% of adults in Poland owned a debit card in 2024, according to World Bank Global Findex data.
How recent is the debit card ownership data for Poland?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Poland.
Where does the debit card ownership data for Poland come from?
The data comes from the World Bank Global Findex (indicator fin2.t.d). The latest observation for Poland is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin2.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .