Digital Payment Adoption Statistics in Poland (2026)
As of the 2024 data, 82.1% of adults in Poland made or received a digital payment, per World Bank Global Findex. Down from 93.2% in 2021 to 82.1% in 2024 (−11.1 percentage points). Poland ranks #30 of 46 economies in Europe & Central Asia on this measure, and #46 of 142 globally.
Key Statistics
- Latest value (2024)
- 82.1% (2024)
- Digital Payment Adoption in Poland as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −11.1 pp (2024)
- Down from 93.2% in 2021 to 82.1% in 2024 (−11.1 percentage points).
- Earliest value in this dataset (2014)
- 65% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 65% in 2014 to 82.1% in 2024.
- Peak value (2021)
- 93.2% (2021)
- Highest value in the available series; the 2024 value is 82.1%.
- Rank in Europe & Central Asia
- #30 of 46 (2024)
- Poland ranks 30 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #46 of 142 (2024)
- Poland ranks 46 of 142 countries with data globally.
- Europe & Central Asia average
- 82.7% (2024)
- Poland (82.1%) is below the average of 82.7% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 83.2% (2024)
- Value for women in Poland, same 2024 World Bank Global Findex data.
- Among men (2024)
- 80.9% (2024)
- Value for men in Poland, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- +2.3 pp (2024)
- In 2024, the figure was 83.2% for women and 80.9% for men — 2.3 percentage points higher among women.
- In rural areas (2024)
- 81.9% (2024)
- Value for rural residents of Poland in 2024.
- Rural gap vs national
- −0.2 pp (2024)
- Rural residents (81.9%) are 0.2 percentage points below the national figure (82.1%).
- Among the poorest 40% (2024)
- 75.7% (2024)
- Value for adults in the poorest 40% of households in Poland in 2024.
- Poorest-40% gap vs national
- −6.4 pp (2024)
- The poorest 40% (75.7%) are 6.4 percentage points below the national figure (82.1%).
- Made a digital payment (% age 15+) (2024)
- 74.7% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 62.6% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Poland (2024)
- 88.6% (2024)
- 88.6% of the population in Poland used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 36.6 million (2024)
- Poland had a population of 36.6 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 82.1% | −11.1 pp |
| 2021 | 93.2% | +11.3 pp |
| 2017 | 81.9% | +16.8 pp |
| 2014 | 65% | — |
Frequently asked questions
What share of adults in Poland made or received a digital payment?
82.1% of adults in Poland made or received a digital payment in 2024, according to World Bank Global Findex data.
How does Poland compare with other countries in Europe & Central Asia?
Poland ranks 30 of 46 countries in Europe & Central Asia with data, with 82.1% versus a regional average of 82.7% (latest values per country).
Where does Poland rank globally on digital payment adoption?
Poland ranks 46 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .