Formal & Mobile Money Savings Statistics in Poland (2026)

According to World Bank Global Findex data, 45.8% of adults in Poland saved at a formal financial institution or using a mobile money account in 2024. Up from 36.4% in 2021 to 45.8% in 2024 (+9.4 percentage points). Poland ranks #21 of 46 economies in Europe & Central Asia on this measure, and #38 of 142 globally.

Key Statistics

Latest value (2024): 45.8% (2024); Formal & Mobile Money Savings in Poland as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021: +9.4 pp (2024); Up from 36.4% in 2021 to 45.8% in 2024 (+9.4 percentage points).
Earliest value in this dataset (2011): 18% (2011); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 18% in 2011 to 45.8% in 2024.
Record high (2024): 45.8% (2024); The 2024 value is the highest in the available World Bank Global Findex series for Poland.
Rank in Europe & Central Asia: #21 of 46 (2024); Poland ranks 21 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank: #38 of 142 (2024); Poland ranks 38 of 142 countries with data globally.
Europe & Central Asia average: 41% (2024); Poland (45.8%) is above the average of 41% across the 46 countries in Europe & Central Asia with data.
Saved at a bank or similar financial institution (% age 15+) (2024): 45.8% (2024); Related indicator from World Bank Global Findex.
Internet use in Poland (2024): 88.6% (2024); 88.6% of the population in Poland used the internet in 2024 (World Bank); shown for context only.
Population (2024): 36.6 million (2024); Poland had a population of 36.6 million in 2024 (World Bank); shown for scale only.

Trend, 2011–2024

Formal & Mobile Money Savings in Poland by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2024	45.8%	+9.4 pp
2021	36.4%	+3.9 pp
2017	32.6%	+11.8 pp
2014	20.8%	+2.8 pp
2011	18%	—

Fig. 1 — Formal & Mobile Money Savings in Poland, 2011–2024

Frequently asked questions

What share of adults in Poland saved at a formal financial institution or using a mobile money account?

45.8% of adults in Poland saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

How does Poland compare with other countries in Europe & Central Asia?

Poland ranks 21 of 46 countries in Europe & Central Asia with data, with 45.8% versus a regional average of 41% (latest values per country).

Where does Poland rank globally on formal & mobile money savings?

Poland ranks 38 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

How recent is the formal & mobile money savings data for Poland?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Poland.

Where does the formal & mobile money savings data for Poland come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for Poland is from 2024; the snapshot was retrieved on 2026-06-10.

Source & methodology

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.