Formal Savings Statistics in Poland (2026)
According to World Bank Global Findex data, 45.8% of adults in Poland saved at a formal financial institution in 2024. Up from 36.4% in 2021 to 45.8% in 2024 (+9.4 percentage points). Poland ranks #21 of 46 economies in Europe & Central Asia on this measure, and #33 of 142 globally.
Key Statistics
- Latest value (2024)
- 45.8% (2024)
- Formal Savings in Poland as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +9.4 pp (2024)
- Up from 36.4% in 2021 to 45.8% in 2024 (+9.4 percentage points).
- Earliest value in this dataset (2011)
- 18% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 18% in 2011 to 45.8% in 2024.
- Record high (2024)
- 45.8% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Poland.
- Rank in Europe & Central Asia
- #21 of 46 (2024)
- Poland ranks 21 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #33 of 142 (2024)
- Poland ranks 33 of 142 countries with data globally.
- Europe & Central Asia average
- 40.6% (2024)
- Poland (45.8%) is above the average of 40.6% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 44.8% (2024)
- Value for women in Poland, same 2024 World Bank Global Findex data.
- Among men (2024)
- 46.9% (2024)
- Value for men in Poland, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −2.1 pp (2024)
- In 2024, the figure was 44.8% for women and 46.9% for men — 2.1 percentage points lower among women.
- In rural areas (2024)
- 47.1% (2024)
- Value for rural residents of Poland in 2024.
- Rural gap vs national
- +1.3 pp (2024)
- Rural residents (47.1%) are 1.3 percentage points above the national figure (45.8%).
- Among the poorest 40% (2024)
- 40.7% (2024)
- Value for adults in the poorest 40% of households in Poland in 2024.
- Poorest-40% gap vs national
- −5.2 pp (2024)
- The poorest 40% (40.7%) are 5.2 percentage points below the national figure (45.8%).
- Internet use in Poland (2024)
- 88.6% (2024)
- 88.6% of the population in Poland used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 36.6 million (2024)
- Poland had a population of 36.6 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 45.8% | +9.4 pp |
| 2021 | 36.4% | +3.9 pp |
| 2017 | 32.6% | +11.8 pp |
| 2014 | 20.8% | +2.8 pp |
| 2011 | 18% | — |
Frequently asked questions
What share of adults in Poland saved at a formal financial institution?
45.8% of adults in Poland saved at a formal financial institution in 2024, according to World Bank Global Findex data.
Is there a gender gap in formal savings in Poland?
Yes — in 2024 the figure was 44.8% for women and 46.9% for men, a gap of 2.1 percentage points in favor of men.
How recent is the formal savings data for Poland?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Poland.
Where does the formal savings data for Poland come from?
The data comes from the World Bank Global Findex (indicator fin17a). The latest observation for Poland is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
fin17a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .