Nonperforming Loans Statistics in Poland (2026)
According to World Bank World Development Indicators data, bank nonperforming loans in Poland came to 2.3% of total gross loans in 2023. Down from 2.4% in 2022 to 2.3% in 2023 (−0.1 percentage points). Poland ranks #23 of 48 economies in Europe & Central Asia on this measure, and #47 of 144 globally.
Key Statistics
- Latest value (2023)
- 2.3% (2023)
- Nonperforming Loans in Poland as of 2023, the most recent observation in World Bank World Development Indicators data.
- Change since 2022
- −0.1 pp (2023)
- Down from 2.4% in 2022 to 2.3% in 2023 (−0.1 percentage points).
- Earliest value in this dataset (2008)
- 2.8% (2008)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 2.8% in 2008 to 2.3% in 2023.
- Peak value (2012)
- 4.9% (2012)
- Highest value in the available series; the 2023 value is 2.3%.
- Rank in Europe & Central Asia (lower is better; rank 1 = lowest)
- #23 of 48 (2023)
- Poland ranks 23 of 48 countries in Europe & Central Asia with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #47 of 144 (2023)
- Poland ranks 47 of 144 countries with data globally. Ranked ascending because lower values are better for this metric.
- Europe & Central Asia average
- 4% (2023)
- Poland (2.3%) is below the average of 4% across the 48 countries in Europe & Central Asia with data.
- Domestic credit to private sector (% of GDP) (2024)
- 33.6% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Poland (2024)
- 88.6% (2024)
- 88.6% of the population in Poland used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 36.6 million (2024)
- Poland had a population of 36.6 million in 2024 (World Bank); shown for scale only.
Trend, 2008–2023
| Year | % of total gross loans | Change |
|---|---|---|
| 2023 | 2.3% | −0.1 pp |
| 2022 | 2.4% | −0.4 pp |
| 2021 | 2.9% | −0.9 pp |
| 2020 | 3.7% | −0.1 pp |
| 2019 | 3.8% | −0.1 pp |
| 2018 | 3.9% | +0.0 pp |
| 2017 | 3.8% | −0.1 pp |
| 2016 | 3.9% | −0.2 pp |
| 2015 | 4.2% | −0.5 pp |
| 2014 | 4.6% | −0.2 pp |
| 2013 | 4.8% | −0.1 pp |
| 2012 | 4.9% | +0.4 pp |
| 2011 | 4.5% | −0.2 pp |
| 2010 | 4.7% | +0.6 pp |
| 2009 | 4.1% | +1.3 pp |
| 2008 | 2.8% | — |
Frequently asked questions
What is the latest figure for bank nonperforming loans in Poland?
Bank nonperforming loans in Poland stood at 2.3% of total gross loans in 2023, according to World Bank World Development Indicators data.
How does Poland compare with other countries in Europe & Central Asia?
Poland ranks 23 of 48 countries in Europe & Central Asia with data (ranked ascending; lower is better), with 2.3% versus a regional average of 4% (latest values per country).
Where does Poland rank globally on nonperforming loans?
Poland ranks 47 of 144 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.
When did nonperforming loans in Poland peak?
The highest value in the available series was 4.9% in 2012; the latest (2023) value is 2.3%.
How recent is the nonperforming loans data for Poland?
The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for Poland.
Source & methodology
Source: World Bank, World Development Indicators, indicator
FB.AST.NPER.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .