Debit Card Ownership Statistics in Romania (2026)
65.4% of adults in Romania owned a debit card in 2024, World Bank Global Findex data show. Up from 52.6% in 2021 to 65.4% in 2024 (+12.8 percentage points). Romania ranks #35 of 46 economies in Europe & Central Asia on this measure, and #58 of 145 globally.
Key Statistics
- Latest value (2024)
- 65.4% (2024)
- Debit Card Ownership in Romania as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +12.8 pp (2024)
- Up from 52.6% in 2021 to 65.4% in 2024 (+12.8 percentage points).
- Earliest value in this dataset (2011)
- 27.7% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 27.7% in 2011 to 65.4% in 2024.
- Record high (2024)
- 65.4% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Romania.
- Rank in Europe & Central Asia
- #35 of 46 (2024)
- Romania ranks 35 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #58 of 145 (2024)
- Romania ranks 58 of 145 countries with data globally.
- Europe & Central Asia average
- 78.4% (2024)
- Romania (65.4%) is below the average of 78.4% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 61.1% (2024)
- Value for women in Romania, same 2024 World Bank Global Findex data.
- Among men (2024)
- 70.1% (2024)
- Value for men in Romania, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −9 pp (2024)
- In 2024, the figure was 61.1% for women and 70.1% for men — 9 percentage points lower among women.
- Internet use in Romania (2024)
- 91.3% (2024)
- 91.3% of the population in Romania used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 19.1 million (2024)
- Romania had a population of 19.1 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 65.4% | +12.8 pp |
| 2021 | 52.6% | +3.3 pp |
| 2017 | 49.4% | +3.6 pp |
| 2014 | 45.8% | +18.1 pp |
| 2011 | 27.7% | — |
Frequently asked questions
What share of adults in Romania owned a debit card?
65.4% of adults in Romania owned a debit card in 2024, according to World Bank Global Findex data.
How has debit card ownership in Romania changed over time?
World Bank Global Findex data show a rise from 27.7% in 2011 to 65.4% in 2024.
How does Romania compare with other countries in Europe & Central Asia?
Romania ranks 35 of 46 countries in Europe & Central Asia with data, with 65.4% versus a regional average of 78.4% (latest values per country).
Where does Romania rank globally on debit card ownership?
Romania ranks 58 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Source & methodology
Source: World Bank Global Findex, indicator
fin2.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .