Business Working Capital Financing Statistics in Saudi Arabia (2026)
According to World Bank World Development Indicators data, 6.8% of firms in Saudi Arabia used banks to finance working capital in 2025. Down from 12.8% in 2022 to 6.8% in 2025 (−6 percentage points). Saudi Arabia ranks #9 of 14 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #135 of 145 globally.
Key Statistics
- Latest value (2025)
- 6.8% (2025)
- Business Working Capital Financing in Saudi Arabia as of 2025, the most recent observation in World Bank World Development Indicators data.
- Change since 2022
- −6 pp (2025)
- Down from 12.8% in 2022 to 6.8% in 2025 (−6 percentage points).
- Peak value (2022)
- 12.8% (2022)
- Highest value in the available series; the 2025 value is 6.8%.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #9 of 14 (2025)
- Saudi Arabia ranks 9 of 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #135 of 145 (2025)
- Saudi Arabia ranks 135 of 145 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 19.2% (2025)
- Saudi Arabia (6.8%) is below the average of 19.2% across the 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Firms with a bank loan/line of credit (% of firms) (2025)
- 13.8% (2025)
- Related indicator from World Bank World Development Indicators.
- Internet use in Saudi Arabia (2024)
- 100% (2024)
- 100% of the population in Saudi Arabia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 35.3 million (2024)
- Saudi Arabia had a population of 35.3 million in 2024 (World Bank); shown for scale only.
Trend, 2022–2025
| Year | % of firms | Change |
|---|---|---|
| 2025 | 6.8% | −6.0 pp |
| 2022 | 12.8% | — |
Frequently asked questions
What share of firms in Saudi Arabia used banks to finance working capital?
6.8% of firms in Saudi Arabia used banks to finance working capital in 2025, according to World Bank World Development Indicators data.
How does Saudi Arabia compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?
Saudi Arabia ranks 9 of 14 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 6.8% versus a regional average of 19.2% (latest values per country).
Where does Saudi Arabia rank globally on business working capital financing?
Saudi Arabia ranks 135 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did business working capital financing in Saudi Arabia peak?
The highest value in the available series was 12.8% in 2022; the latest (2025) value is 6.8%.
How recent is the business working capital financing data for Saudi Arabia?
The most recent observation is from 2025. World Bank World Development Indicators data is reported with a lag, so 2025 is the latest available year for Saudi Arabia.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BKWC.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .