Credit Card Ownership Statistics in Saudi Arabia (2026)
According to World Bank Global Findex data, 30.1% of adults in Saudi Arabia owned a credit card in 2024. Up from 25.4% in 2021 to 30.1% in 2024 (+4.7 percentage points). Saudi Arabia ranks #3 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #37 of 142 globally.
Key Statistics
- Latest value (2024)
- 30.1% (2024)
- Credit Card Ownership in Saudi Arabia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +4.7 pp (2024)
- Up from 25.4% in 2021 to 30.1% in 2024 (+4.7 percentage points).
- Earliest value in this dataset (2011)
- 16.9% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 16.9% in 2011 to 30.1% in 2024.
- Record high (2024)
- 30.1% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Saudi Arabia.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #3 of 18 (2024)
- Saudi Arabia ranks 3 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #37 of 142 (2024)
- Saudi Arabia ranks 37 of 142 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 14.4% (2024)
- Saudi Arabia (30.1%) is above the average of 14.4% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Among women (2024)
- 26.5% (2024)
- Value for women in Saudi Arabia, same 2024 World Bank Global Findex data.
- Among men (2024)
- 32.1% (2024)
- Value for men in Saudi Arabia, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −5.6 pp (2024)
- In 2024, the figure was 26.5% for women and 32.1% for men — 5.6 percentage points lower among women.
- Internet use in Saudi Arabia (2024)
- 100% (2024)
- 100% of the population in Saudi Arabia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 35.3 million (2024)
- Saudi Arabia had a population of 35.3 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 30.1% | +4.7 pp |
| 2021 | 25.4% | +9.2 pp |
| 2017 | 16.3% | +4.7 pp |
| 2014 | 11.5% | −5.4 pp |
| 2011 | 16.9% | — |
Frequently asked questions
What share of adults in Saudi Arabia owned a credit card?
30.1% of adults in Saudi Arabia owned a credit card in 2024, according to World Bank Global Findex data.
How does Saudi Arabia compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?
Saudi Arabia ranks 3 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 30.1% versus a regional average of 14.4% (latest values per country).
Where does Saudi Arabia rank globally on credit card ownership?
Saudi Arabia ranks 37 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in credit card ownership in Saudi Arabia?
Yes — in 2024 the figure was 26.5% for women and 32.1% for men, a gap of 5.6 percentage points in favor of men.
How recent is the credit card ownership data for Saudi Arabia?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Saudi Arabia.
Source & methodology
Source: World Bank Global Findex, indicator
fin10, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .