Bank Borrowers Statistics in Spain (2026)

As of 2023, commercial bank borrowers in Spain was 466.1 per 1,000 adults, per World Bank World Development Indicators data. Up from 440.7 per 1,000 adults in 2022 to 466.1 per 1,000 adults in 2023. Spain ranks #9 of 27 economies in Europe & Central Asia on this measure, and #14 of 101 globally.

Latest value (2023)
466.1 per 1,000 adults (2023)
Bank Borrowers in Spain as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
+5.8% (2023)
Up from 440.7 per 1,000 adults in 2022 to 466.1 per 1,000 adults in 2023.
CAGR 2017–2023
+1.9% per year (2023)
Compound annual growth rate from 415.2 per 1,000 adults in 2017 to 466.1 per 1,000 adults in 2023.
Earliest value in this dataset (2017)
415.2 per 1,000 adults (2017)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 415.2 per 1,000 adults in 2017 to 466.1 per 1,000 adults in 2023.
Record high (2023)
466.1 per 1,000 adults (2023)
The 2023 value is the highest in the available World Bank World Development Indicators series for Spain.
Rank in Europe & Central Asia
#9 of 27 (2023)
Spain ranks 9 of 27 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#14 of 101 (2023)
Spain ranks 14 of 101 countries with data globally.
Europe & Central Asia average
404.6 per 1,000 adults (2023)
Spain (466.1 per 1,000 adults) is above the average of 404.6 per 1,000 adults across the 27 countries in Europe & Central Asia with data.
Projected 2026 value
493.8 per 1,000 adults (2026)
Projection based on 6-year trend (CAGR 1.9%); not an official figure.
Number of borrowers from commercial banks per 1,000 adults (2024)
459.5 per 1,000 adults (2024)
Related indicator from IMF Financial Access Survey (alternative source for cross-checking; not merged with the main series).
Internet use in Spain (2024)
95.8% (2024)
95.8% of the population in Spain used the internet in 2024 (World Bank); shown for context only.
Population (2024)
48.8 million (2024)
Spain had a population of 48.8 million in 2024 (World Bank); shown for scale only.
Bank Borrowers in Spain by year (per 1,000 adults)
Year per 1,000 adults Change
2023 466+5.8%
2022 441+1.7%
2021 433+0.0%
2020 433+1.8%
2019 426+1.5%
2018 419+1.0%
2017 415
Bank Borrowers in Spain, 2017–2023Line chart of 7 observations from 2017 to 2023. Values range from 415 to 466; the series starts at 415 in 2017 and ends at 466 in 2023.4004204404604802017201820192020202120222023415466
Fig. 1 — Bank Borrowers in Spain, 2017–2023

Frequently asked questions

What is the latest figure for commercial bank borrowers in Spain?

Commercial bank borrowers in Spain stood at 466.1 per 1,000 adults in 2023, according to World Bank World Development Indicators data.

Where does Spain rank globally on bank borrowers?

Spain ranks 14 of 101 countries with data globally, based on the latest World Bank World Development Indicators value for each country.

What could bank borrowers in Spain look like in 2026?

A trend-based projection puts it at 493.8 per 1,000 adults in 2026. Projection based on 6-year trend (CAGR 1.9%); not an official figure.

Source: World Bank, World Development Indicators, indicator FB.CBK.BRWR.P3, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .