Business Investment Financing Statistics in Spain (2026)

As of the 2024 data, 40% of firms in Spain used banks to finance investment, per World Bank World Development Indicators. Down from 48.8% in 2021 to 40% in 2024 (−8.7 percentage points). Spain ranks #9 of 43 economies in Europe & Central Asia on this measure, and #22 of 144 globally.

Latest value (2024)
40% (2024)
Business Investment Financing in Spain as of 2024, the most recent observation in World Bank World Development Indicators data.
Change since 2021
−8.7 pp (2024)
Down from 48.8% in 2021 to 40% in 2024 (−8.7 percentage points).
Earliest value in this dataset (2005)
32.6% (2005)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 32.6% in 2005 to 40% in 2024.
Peak value (2021)
48.8% (2021)
Highest value in the available series; the 2024 value is 40%.
Rank in Europe & Central Asia
#9 of 43 (2024)
Spain ranks 9 of 43 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#22 of 144 (2024)
Spain ranks 22 of 144 countries with data globally.
Europe & Central Asia average
29.6% (2024)
Spain (40%) is above the average of 29.6% across the 43 countries in Europe & Central Asia with data.
Firms with a bank loan/line of credit (% of firms) (2024)
61.7% (2024)
Related indicator from World Bank World Development Indicators.
Internet use in Spain (2024)
95.8% (2024)
95.8% of the population in Spain used the internet in 2024 (World Bank); shown for context only.
Population (2024)
48.8 million (2024)
Spain had a population of 48.8 million in 2024 (World Bank); shown for scale only.
Business Investment Financing in Spain by year (% of firms)
Year % of firms Change
2024 40%−8.7 pp
2021 48.8%+16.2 pp
2005 32.6%
Business Investment Financing in Spain, 2005–2024Line chart of 3 observations from 2005 to 2024. Values range from 32.6% to 48.8%; the series starts at 32.6% in 2005 and ends at 40% in 2024.30%35%40%45%50%2005201020152020202432.6%40%
Fig. 1 — Business Investment Financing in Spain, 2005–2024

Frequently asked questions

What share of firms in Spain used banks to finance investment?

40% of firms in Spain used banks to finance investment in 2024, according to World Bank World Development Indicators data.

How recent is the business investment financing data for Spain?

The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Spain.

Where does the business investment financing data for Spain come from?

The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKS.ZS). The latest observation for Spain is from 2024; the snapshot was retrieved on 2026-06-10.

How has business investment financing in Spain changed over time?

World Bank World Development Indicators data show a rise from 32.6% in 2005 to 40% in 2024.

How does Spain compare with other countries in Europe & Central Asia?

Spain ranks 9 of 43 countries in Europe & Central Asia with data, with 40% versus a regional average of 29.6% (latest values per country).

Source: World Bank, World Development Indicators, indicator IC.FRM.BNKS.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .