Digital Payment Adoption Statistics in Spain (2026)
In 2021, 97.5% of adults in Spain made or received a digital payment, according to World Bank Global Findex data. Up from 90.5% in 2017 to 97.5% in 2021 (+7 percentage points). Spain ranks #14 of 46 economies in Europe & Central Asia on this measure, and #18 of 142 globally.
Key Statistics
- Latest value (2021)
- 97.5% (2021)
- Digital Payment Adoption in Spain as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +7 pp (2021)
- Up from 90.5% in 2017 to 97.5% in 2021 (+7 percentage points).
- Earliest value in this dataset (2014)
- 94.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 94.2% in 2014 to 97.5% in 2021.
- Record high (2021)
- 97.5% (2021)
- The 2021 value is the highest in the available World Bank Global Findex series for Spain.
- Rank in Europe & Central Asia
- #14 of 46 (2021)
- Spain ranks 14 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #18 of 142 (2021)
- Spain ranks 18 of 142 countries with data globally.
- Europe & Central Asia average
- 82.7% (2021)
- Spain (97.5%) is above the average of 82.7% across the 46 countries in Europe & Central Asia with data.
- Among women (2021)
- 96.2% (2021)
- Value for women in Spain, same 2021 World Bank Global Findex data.
- Among men (2021)
- 98.9% (2021)
- Value for men in Spain, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- −2.7 pp (2021)
- In 2021, the figure was 96.2% for women and 98.9% for men — 2.7 percentage points lower among women.
- Among the poorest 40% (2021)
- 97.7% (2021)
- Value for adults in the poorest 40% of households in Spain in 2021.
- Poorest-40% gap vs national
- +0.1 pp (2021)
- The poorest 40% (97.7%) are 0.1 percentage points above the national figure (97.5%).
- Made a digital payment (% age 15+) (2021)
- 97.1% (2021)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2021)
- 55% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in Spain (2024)
- 95.8% (2024)
- 95.8% of the population in Spain used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 48.8 million (2024)
- Spain had a population of 48.8 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 97.5% | +7.0 pp |
| 2017 | 90.5% | −3.7 pp |
| 2014 | 94.2% | — |
Frequently asked questions
What share of adults in Spain made or received a digital payment?
97.5% of adults in Spain made or received a digital payment in 2021, according to World Bank Global Findex data.
Where does the digital payment adoption data for Spain come from?
The data comes from the World Bank Global Findex (indicator g20.any). The latest observation for Spain is from 2021; the snapshot was retrieved on 2026-06-10.
How has digital payment adoption in Spain changed over time?
World Bank Global Findex data show a rise from 94.2% in 2014 to 97.5% in 2021.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .