Private Sector Credit Statistics in Spain (2026)

In 2024, domestic credit to the private sector in Spain stood at 74.2% of GDP, according to World Bank World Development Indicators data. Down from 78.3% of GDP in 2023 to 74.2% of GDP in 2024 (−4.1 percentage points). Spain ranks #13 of 47 economies in Europe & Central Asia on this measure, and #36 of 160 globally.

Latest value (2024)
74.2% of GDP (2024)
Private Sector Credit in Spain as of 2024, the most recent observation in World Bank World Development Indicators data.
Change since 2023
−4.1 pp (2024)
Down from 78.3% of GDP in 2023 to 74.2% of GDP in 2024 (−4.1 percentage points).
Earliest value in this dataset (2001)
94.9% of GDP (2001)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 94.9% of GDP in 2001 to 74.2% of GDP in 2024.
Peak value (2009)
173.4% of GDP (2009)
Highest value in the available series; the 2024 value is 74.2% of GDP.
Rank in Europe & Central Asia
#13 of 47 (2024)
Spain ranks 13 of 47 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#36 of 160 (2024)
Spain ranks 36 of 160 countries with data globally.
Europe & Central Asia average
57.3% of GDP (2024)
Spain (74.2% of GDP) is above the average of 57.3% of GDP across the 47 countries in Europe & Central Asia with data.
Domestic credit to private sector by banks (% of GDP) (2024)
72.4% (2024)
Related indicator from World Bank World Development Indicators.
Outstanding loans from commercial banks, percent of GDP (2024)
61% (2024)
Related indicator from IMF Financial Access Survey (alternative source for cross-checking; not merged with the main series).
Internet use in Spain (2024)
95.8% (2024)
95.8% of the population in Spain used the internet in 2024 (World Bank); shown for context only.
Population (2024)
48.8 million (2024)
Spain had a population of 48.8 million in 2024 (World Bank); shown for scale only.
Private Sector Credit in Spain by year (% of GDP)
Year % of GDP Change
2024 74.2%−4.1 pp
2023 78.3%−9.8 pp
2022 88.1%−10.3 pp
2021 98.4%−9.1 pp
2020 107.6%+13.2 pp
2019 94.4%−4.4 pp
2018 98.8%−6.3 pp
2017 105.2%−5.7 pp
2016 110.9%−7.3 pp
2015 118.2%−11.1 pp
2014 129.4%−16.4 pp
2013 145.8%−11.7 pp
2012 157.4%−9.6 pp
2011 167%−4.3 pp
2010 171.3%−2.1 pp
2009 173.4%+2.6 pp
2008 170.7%+3.1 pp
2007 167.6%+11.1 pp
2006 156.6%+20.7 pp
2005 135.9%+19.9 pp
2004 115.9%+9.4 pp
2003 106.5%+7.3 pp
2002 99.3%+4.4 pp
2001 94.9%
Private Sector Credit in Spain, 2001–2024Line chart of 24 observations from 2001 to 2024. Values range from 74.2% to 173.4%; the series starts at 94.9% in 2001 and ends at 74.2% in 2024.50%75%100%125%150%175%20012005201020152020202494.9%74.2%
Fig. 1 — Private Sector Credit in Spain, 2001–2024

Frequently asked questions

What is the latest figure for domestic credit to the private sector in Spain?

Domestic credit to the private sector in Spain stood at 74.2% of GDP in 2024, according to World Bank World Development Indicators data.

When did private sector credit in Spain peak?

The highest value in the available series was 173.4% of GDP in 2009; the latest (2024) value is 74.2% of GDP.

How recent is the private sector credit data for Spain?

The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Spain.

Where does the private sector credit data for Spain come from?

The data comes from the World Bank World Development Indicators (indicator FS.AST.PRVT.GD.ZS). The latest observation for Spain is from 2024; the snapshot was retrieved on 2026-06-10.

Source: World Bank, World Development Indicators, indicator FS.AST.PRVT.GD.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

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