Business Bank Credit Access Statistics in Sri Lanka (2026)
In 2025, 37.7% of firms in Sri Lanka had a bank loan or line of credit, according to World Bank World Development Indicators data. Down from 40.4% in 2011 to 37.7% in 2025 (−2.7 percentage points). Sri Lanka ranks #4 of 6 economies in South Asia on this measure, and #65 of 145 globally.
Key Statistics
- Latest value (2025)
- 37.7% (2025)
- Business Bank Credit Access in Sri Lanka as of 2025, the most recent observation in World Bank World Development Indicators data.
- Change since 2011
- −2.7 pp (2025)
- Down from 40.4% in 2011 to 37.7% in 2025 (−2.7 percentage points).
- Peak value (2011)
- 40.4% (2011)
- Highest value in the available series; the 2025 value is 37.7%.
- Rank in South Asia
- #4 of 6 (2025)
- Sri Lanka ranks 4 of 6 countries in South Asia with data, based on each country's latest value.
- Global rank
- #65 of 145 (2025)
- Sri Lanka ranks 65 of 145 countries with data globally.
- South Asia average
- 38% (2025)
- Sri Lanka (37.7%) is below the average of 38% across the 6 countries in South Asia with data.
- Firms using banks to finance working capital (% of firms) (2025)
- 17.9% (2025)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2025)
- 30.1% (2025)
- Related indicator from World Bank World Development Indicators.
- Internet use in Sri Lanka (2024)
- 54.6% (2024)
- 54.6% of the population in Sri Lanka used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 21.9 million (2024)
- Sri Lanka had a population of 21.9 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2025
| Year | % of firms | Change |
|---|---|---|
| 2025 | 37.7% | −2.7 pp |
| 2011 | 40.4% | — |
Frequently asked questions
What share of firms in Sri Lanka had a bank loan or line of credit?
37.7% of firms in Sri Lanka had a bank loan or line of credit in 2025, according to World Bank World Development Indicators data.
When did business bank credit access in Sri Lanka peak?
The highest value in the available series was 40.4% in 2011; the latest (2025) value is 37.7%.
How recent is the business bank credit access data for Sri Lanka?
The most recent observation is from 2025. World Bank World Development Indicators data is reported with a lag, so 2025 is the latest available year for Sri Lanka.
Where does the business bank credit access data for Sri Lanka come from?
The data comes from the World Bank World Development Indicators (indicator IC.FRM.BNKL.ZS). The latest observation for Sri Lanka is from 2025; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .