Credit Card Usage Statistics in Sri Lanka (2026)

As of the 2024 data, 5.1% of adults in Sri Lanka used a credit card, per World Bank Global Findex. Down from 6.7% in 2021 to 5.1% in 2024 (−1.6 percentage points). Sri Lanka ranks #1 of 4 economies in South Asia on this measure, and #81 of 142 globally.

Key Statistics

Latest value (2024): 5.1% (2024); Credit Card Usage in Sri Lanka as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021: −1.6 pp (2024); Down from 6.7% in 2021 to 5.1% in 2024 (−1.6 percentage points).
Earliest value in this dataset (2014): 2.8% (2014); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 2.8% in 2014 to 5.1% in 2024.
Peak value (2021): 6.7% (2021); Highest value in the available series; the 2024 value is 5.1%.
Rank in South Asia: #1 of 4 (2024); Sri Lanka ranks 1 of 4 countries in South Asia with data, based on each country's latest value.
Global rank: #81 of 142 (2024); Sri Lanka ranks 81 of 142 countries with data globally.
South Asia average: 2.1% (2024); Sri Lanka (5.1%) is above the average of 2.1% across the 4 countries in South Asia with data.
Owns a credit card (% age 15+) (2024): 8.1% (2024); Related indicator from World Bank Global Findex.
Internet use in Sri Lanka (2024): 54.6% (2024); 54.6% of the population in Sri Lanka used the internet in 2024 (World Bank); shown for context only.
Population (2024): 21.9 million (2024); Sri Lanka had a population of 21.9 million in 2024 (World Bank); shown for scale only.

Trend, 2014–2024

Credit Card Usage in Sri Lanka by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2024	5.1%	−1.6 pp
2021	6.7%	+3.5 pp
2017	3.3%	+0.5 pp
2014	2.8%	—

Fig. 1 — Credit Card Usage in Sri Lanka, 2014–2024

Frequently asked questions

What share of adults in Sri Lanka used a credit card?

5.1% of adults in Sri Lanka used a credit card in 2024, according to World Bank Global Findex data.

How recent is the credit card usage data for Sri Lanka?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Sri Lanka.

Where does the credit card usage data for Sri Lanka come from?

The data comes from the World Bank Global Findex (indicator fin22g). The latest observation for Sri Lanka is from 2024; the snapshot was retrieved on 2026-06-10.

How has credit card usage in Sri Lanka changed over time?

World Bank Global Findex data show a rise from 2.8% in 2014 to 5.1% in 2024.

How does Sri Lanka compare with other countries in South Asia?

Sri Lanka ranks 1 of 4 countries in South Asia with data, with 5.1% versus a regional average of 2.1% (latest values per country).

Source & methodology

Source: World Bank Global Findex, indicator fin22g, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.