Digital Payment Adoption Statistics in Sweden (2026)
As of the 2021 data, 99.1% of adults in Sweden made or received a digital payment, per World Bank Global Findex. Up from 98.3% in 2017 to 99.1% in 2021 (+0.7 percentage points). Sweden ranks #7 of 46 economies in Europe & Central Asia on this measure, and #7 of 142 globally.
Key Statistics
- Latest value (2021)
- 99.1% (2021)
- Digital Payment Adoption in Sweden as of 2021, the most recent observation in World Bank Global Findex data.
- Change since 2017
- +0.7 pp (2021)
- Up from 98.3% in 2017 to 99.1% in 2021 (+0.7 percentage points).
- Earliest value in this dataset (2014)
- 99.2% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 99.2% in 2014 to 99.1% in 2021.
- Peak value (2014)
- 99.2% (2014)
- Highest value in the available series; the 2021 value is 99.1%.
- Rank in Europe & Central Asia
- #7 of 46 (2021)
- Sweden ranks 7 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #7 of 142 (2021)
- Sweden ranks 7 of 142 countries with data globally.
- Europe & Central Asia average
- 82.7% (2021)
- Sweden (99.1%) is above the average of 82.7% across the 46 countries in Europe & Central Asia with data.
- Among women (2021)
- 98.7% (2021)
- Value for women in Sweden, same 2021 World Bank Global Findex data.
- Among men (2021)
- 99.4% (2021)
- Value for men in Sweden, same 2021 World Bank Global Findex data.
- Gender gap (women minus men)
- −0.7 pp (2021)
- In 2021, the figure was 98.7% for women and 99.4% for men — 0.7 percentage points lower among women.
- Among the poorest 40% (2021)
- 97.8% (2021)
- Value for adults in the poorest 40% of households in Sweden in 2021.
- Poorest-40% gap vs national
- −1.2 pp (2021)
- The poorest 40% (97.8%) are 1.2 percentage points below the national figure (99.1%).
- Made a digital payment (% age 15+) (2021)
- 98.4% (2021)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2021)
- 91.4% (2021)
- Related indicator from World Bank Global Findex.
- Internet use in Sweden (2025)
- 95.8% (2025)
- 95.8% of the population in Sweden used the internet in 2025 (World Bank); shown for context only.
- Population (2024)
- 10.6 million (2024)
- Sweden had a population of 10.6 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2021
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2021 | 99.1% | +0.7 pp |
| 2017 | 98.3% | −0.9 pp |
| 2014 | 99.2% | — |
Frequently asked questions
What share of adults in Sweden made or received a digital payment?
99.1% of adults in Sweden made or received a digital payment in 2021, according to World Bank Global Findex data.
Is there a gender gap in digital payment adoption in Sweden?
Yes — in 2021 the figure was 98.7% for women and 99.4% for men, a gap of 0.7 percentage points in favor of men.
When did digital payment adoption in Sweden peak?
The highest value in the available series was 99.2% in 2014; the latest (2021) value is 99.1%.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .