Formal & Mobile Money Savings Statistics in Sweden (2026)

According to World Bank Global Findex data, 79.7% of adults in Sweden saved at a formal financial institution or using a mobile money account in 2021. Up from 75.4% in 2017 to 79.7% in 2021 (+4.3 percentage points). Sweden ranks #2 of 46 economies in Europe & Central Asia on this measure, and #2 of 142 globally.

Latest value (2021)
79.7% (2021)
Formal & Mobile Money Savings in Sweden as of 2021, the most recent observation in World Bank Global Findex data.
Change since 2017
+4.3 pp (2021)
Up from 75.4% in 2017 to 79.7% in 2021 (+4.3 percentage points).
Earliest value in this dataset (2011)
63.6% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 63.6% in 2011 to 79.7% in 2021.
Record high (2021)
79.7% (2021)
The 2021 value is the highest in the available World Bank Global Findex series for Sweden.
Rank in Europe & Central Asia
#2 of 46 (2021)
Sweden ranks 2 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
Global rank
#2 of 142 (2021)
Sweden ranks 2 of 142 countries with data globally.
Europe & Central Asia average
41% (2021)
Sweden (79.7%) is above the average of 41% across the 46 countries in Europe & Central Asia with data.
Saved at a bank or similar financial institution (% age 15+) (2021)
79.7% (2021)
Related indicator from World Bank Global Findex.
Internet use in Sweden (2025)
95.8% (2025)
95.8% of the population in Sweden used the internet in 2025 (World Bank); shown for context only.
Population (2024)
10.6 million (2024)
Sweden had a population of 10.6 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Sweden by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2021 79.7%+4.3 pp
2017 75.4%+0.3 pp
2014 75.1%+11.6 pp
2011 63.6%
Formal & Mobile Money Savings in Sweden, 2011–2021Line chart of 4 observations from 2011 to 2021. Values range from 63.6% to 79.7%; the series starts at 63.6% in 2011 and ends at 79.7% in 2021.60%65%70%75%80%2011201420162018202163.6%79.7%
Fig. 1 — Formal & Mobile Money Savings in Sweden, 2011–2021

Frequently asked questions

What share of adults in Sweden saved at a formal financial institution or using a mobile money account?

79.7% of adults in Sweden saved at a formal financial institution or using a mobile money account in 2021, according to World Bank Global Findex data.

Where does Sweden rank globally on formal & mobile money savings?

Sweden ranks 2 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

How recent is the formal & mobile money savings data for Sweden?

The most recent observation is from 2021. World Bank Global Findex data is reported with a lag, so 2021 is the latest available year for Sweden.

Where does the formal & mobile money savings data for Sweden come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for Sweden is from 2021; the snapshot was retrieved on 2026-06-10.

How has formal & mobile money savings in Sweden changed over time?

World Bank Global Findex data show a rise from 63.6% in 2011 to 79.7% in 2021.

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .