Lending Interest Rates Statistics in Thailand (2026)
Thailand recorded the average lending interest rate of 4.5% in 2024, World Bank World Development Indicators data show. Up from 4.3% in 2023 to 4.5% in 2024 (+0.2 percentage points). Thailand ranks #2 of 20 economies in East Asia & Pacific on this measure, and #7 of 112 globally.
Key Statistics
- Latest value (2024)
- 4.5% (2024)
- Lending Interest Rates in Thailand as of 2024, the most recent observation in World Bank World Development Indicators data.
- Change since 2023
- +0.2 pp (2024)
- Up from 4.3% in 2023 to 4.5% in 2024 (+0.2 percentage points).
- Earliest value in this dataset (1990)
- 14.4% (1990)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 14.4% in 1990 to 4.5% in 2024.
- Peak value (1991)
- 15.4% (1991)
- Highest value in the available series; the 2024 value is 4.5%.
- Rank in East Asia & Pacific (lower is better; rank 1 = lowest)
- #2 of 20 (2024)
- Thailand ranks 2 of 20 countries in East Asia & Pacific with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
- Global rank (lower is better; rank 1 = lowest)
- #7 of 112 (2024)
- Thailand ranks 7 of 112 countries with data globally. Ranked ascending because lower values are better for this metric.
- East Asia & Pacific average
- 7.8% (2024)
- Thailand (4.5%) is below the average of 7.8% across the 20 countries in East Asia & Pacific with data.
- Risk premium on lending (lending rate minus treasury bill rate, %) (2024)
- 2.3% (2024)
- Related indicator from World Bank World Development Indicators.
- Internet use in Thailand (2024)
- 90.9% (2024)
- 90.9% of the population in Thailand used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 71.7 million (2024)
- Thailand had a population of 71.7 million in 2024 (World Bank); shown for scale only.
Trend, 1990–2024
| Year | % | Change |
|---|---|---|
| 2024 | 4.5% | +0.2 pp |
| 2023 | 4.3% | +1.1 pp |
| 2022 | 3.1% | +0.1 pp |
| 2021 | 3.1% | −0.2 pp |
| 2020 | 3.3% | −0.8 pp |
| 2019 | 4.1% | −0.1 pp |
| 2018 | 4.1% | −0.3 pp |
| 2017 | 4.4% | −0.1 pp |
| 2016 | 4.5% | −0.3 pp |
| 2015 | 4.7% | −0.2 pp |
| 2014 | 4.9% | −0.1 pp |
| 2013 | 5.1% | −0.1 pp |
| 2012 | 5.2% | +0.1 pp |
| 2011 | 5.1% | +0.7 pp |
| 2010 | 4.3% | −0.4 pp |
| 2009 | 4.8% | −1.0 pp |
| 2008 | 5.8% | −0.2 pp |
| 2007 | 6% | −0.2 pp |
| 2006 | 6.3% | +1.6 pp |
| 2005 | 4.7% | +0.2 pp |
| 2004 | 4.6% | −2.7 pp |
| 2001 | 7.3% | −0.6 pp |
| 2000 | 7.8% | −1.1 pp |
| 1999 | 9% | −5.4 pp |
| 1998 | 14.4% | +0.8 pp |
| 1997 | 13.6% | +0.3 pp |
| 1996 | 13.4% | +0.1 pp |
| 1995 | 13.3% | +2.4 pp |
| 1994 | 10.9% | −0.3 pp |
| 1993 | 11.2% | −1.0 pp |
| 1992 | 12.2% | −3.2 pp |
| 1991 | 15.4% | +1.0 pp |
| 1990 | 14.4% | — |
Frequently asked questions
What is the latest figure for average lending interest rate in Thailand?
The average lending interest rate in Thailand stood at 4.5% in 2024, according to World Bank World Development Indicators data.
How recent is the lending interest rates data for Thailand?
The most recent observation is from 2024. World Bank World Development Indicators data is reported with a lag, so 2024 is the latest available year for Thailand.
Where does the lending interest rates data for Thailand come from?
The data comes from the World Bank World Development Indicators (indicator FR.INR.LEND). The latest observation for Thailand is from 2024; the snapshot was retrieved on 2026-06-10.
How has lending interest rates in Thailand changed over time?
World Bank World Development Indicators data show a decline from 14.4% in 1990 to 4.5% in 2024.
How does Thailand compare with other countries in East Asia & Pacific?
Thailand ranks 2 of 20 countries in East Asia & Pacific with data (ranked ascending; lower is better), with 4.5% versus a regional average of 7.8% (latest values per country).
Source & methodology
Source: World Bank, World Development Indicators, indicator
FR.INR.LEND, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .