Account Ownership Statistics in Togo (2026)
As of the 2024 data, 57.4% of adults in Togo had an account at a financial institution or mobile money provider, per World Bank Global Findex. Up from 49.6% in 2021 to 57.4% in 2024 (+7.8 percentage points). Togo ranks #17 of 36 economies in Sub-Saharan Africa on this measure, and #97 of 145 globally.
Key Statistics
- Latest value (2024)
- 57.4% (2024)
- Account Ownership in Togo as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +7.8 pp (2024)
- Up from 49.6% in 2021 to 57.4% in 2024 (+7.8 percentage points).
- Earliest value in this dataset (2011)
- 10.2% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 10.2% in 2011 to 57.4% in 2024.
- Record high (2024)
- 57.4% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Togo.
- Rank in Sub-Saharan Africa
- #17 of 36 (2024)
- Togo ranks 17 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #97 of 145 (2024)
- Togo ranks 97 of 145 countries with data globally.
- Sub-Saharan Africa average
- 54.2% (2024)
- Togo (57.4%) is above the average of 54.2% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 45.3% (2024)
- Value for women in Togo, same 2024 World Bank Global Findex data.
- Among men (2024)
- 70% (2024)
- Value for men in Togo, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −24.7 pp (2024)
- In 2024, the figure was 45.3% for women and 70% for men — 24.7 percentage points lower among women.
- In rural areas (2024)
- 52.9% (2024)
- Value for rural residents of Togo in 2024.
- Rural gap vs national
- −4.6 pp (2024)
- Rural residents (52.9%) are 4.6 percentage points below the national figure (57.4%).
- Among the poorest 40% (2024)
- 43.7% (2024)
- Value for adults in the poorest 40% of households in Togo in 2024.
- Poorest-40% gap vs national
- −13.8 pp (2024)
- The poorest 40% (43.7%) are 13.8 percentage points below the national figure (57.4%).
- Internet use in Togo (2024)
- 39.5% (2024)
- 39.5% of the population in Togo used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 9.5 million (2024)
- Togo had a population of 9.5 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 57.4% | +7.8 pp |
| 2021 | 49.6% | +4.3 pp |
| 2017 | 45.3% | +27.0 pp |
| 2014 | 18.3% | +8.1 pp |
| 2011 | 10.2% | — |
Frequently asked questions
What share of adults in Togo had an account at a financial institution or mobile money provider?
57.4% of adults in Togo had an account at a financial institution or mobile money provider in 2024, according to World Bank Global Findex data.
Where does Togo rank globally on account ownership?
Togo ranks 97 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in account ownership in Togo?
Yes — in 2024 the figure was 45.3% for women and 70% for men, a gap of 24.7 percentage points in favor of men.
Source & methodology
Source: World Bank Global Findex, indicator
account.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .