Digital Payment Adoption Statistics in Togo (2026)
In 2024, 53.1% of adults in Togo made or received a digital payment, according to World Bank Global Findex data. Up from 43.7% in 2021 to 53.1% in 2024 (+9.4 percentage points). Togo ranks #18 of 36 economies in Sub-Saharan Africa on this measure, and #84 of 142 globally.
Key Statistics
- Latest value (2024)
- 53.1% (2024)
- Digital Payment Adoption in Togo as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- +9.4 pp (2024)
- Up from 43.7% in 2021 to 53.1% in 2024 (+9.4 percentage points).
- Earliest value in this dataset (2014)
- 6.9% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 6.9% in 2014 to 53.1% in 2024.
- Record high (2024)
- 53.1% (2024)
- The 2024 value is the highest in the available World Bank Global Findex series for Togo.
- Rank in Sub-Saharan Africa
- #18 of 36 (2024)
- Togo ranks 18 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
- Global rank
- #84 of 142 (2024)
- Togo ranks 84 of 142 countries with data globally.
- Sub-Saharan Africa average
- 49.2% (2024)
- Togo (53.1%) is above the average of 49.2% across the 36 countries in Sub-Saharan Africa with data.
- Among women (2024)
- 39.8% (2024)
- Value for women in Togo, same 2024 World Bank Global Findex data.
- Among men (2024)
- 66.9% (2024)
- Value for men in Togo, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- −27.1 pp (2024)
- In 2024, the figure was 39.8% for women and 66.9% for men — 27.1 percentage points lower among women.
- In rural areas (2024)
- 49.4% (2024)
- Value for rural residents of Togo in 2024.
- Rural gap vs national
- −3.7 pp (2024)
- Rural residents (49.4%) are 3.7 percentage points below the national figure (53.1%).
- Among the poorest 40% (2024)
- 37.6% (2024)
- Value for adults in the poorest 40% of households in Togo in 2024.
- Poorest-40% gap vs national
- −15.5 pp (2024)
- The poorest 40% (37.6%) are 15.5 percentage points below the national figure (53.1%).
- Made a digital payment (% age 15+) (2024)
- 49.9% (2024)
- Related indicator from World Bank Global Findex.
- Received digital payments (% age 15+) (2024)
- 33.9% (2024)
- Related indicator from World Bank Global Findex.
- Internet use in Togo (2024)
- 39.5% (2024)
- 39.5% of the population in Togo used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 9.5 million (2024)
- Togo had a population of 9.5 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 53.1% | +9.4 pp |
| 2021 | 43.7% | +12.3 pp |
| 2017 | 31.3% | +24.4 pp |
| 2014 | 6.9% | — |
Frequently asked questions
What share of adults in Togo made or received a digital payment?
53.1% of adults in Togo made or received a digital payment in 2024, according to World Bank Global Findex data.
Is there a gender gap in digital payment adoption in Togo?
Yes — in 2024 the figure was 39.8% for women and 66.9% for men, a gap of 27.1 percentage points in favor of men.
How recent is the digital payment adoption data for Togo?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Togo.
Where does the digital payment adoption data for Togo come from?
The data comes from the World Bank Global Findex (indicator g20.any). The latest observation for Togo is from 2024; the snapshot was retrieved on 2026-06-10.
Source & methodology
Source: World Bank Global Findex, indicator
g20.any, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .