Mobile Money Account Ownership Statistics in Togo (2026)

48% of adults in Togo had a mobile money account in 2024, World Bank Global Findex data show. Up from 36.5% in 2021 to 48% in 2024 (+11.5 percentage points). Togo ranks #16 of 36 economies in Sub-Saharan Africa on this measure, and #22 of 87 globally.

Key Statistics

Latest value (2024): 48% (2024); Mobile Money Account Ownership in Togo as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021: +11.5 pp (2024); Up from 36.5% in 2021 to 48% in 2024 (+11.5 percentage points).
Earliest value in this dataset (2014): 1.4% (2014); Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 1.4% in 2014 to 48% in 2024.
Record high (2024): 48% (2024); The 2024 value is the highest in the available World Bank Global Findex series for Togo.
Rank in Sub-Saharan Africa: #16 of 36 (2024); Togo ranks 16 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
Global rank: #22 of 87 (2024); Togo ranks 22 of 87 countries with data globally.
Sub-Saharan Africa average: 41% (2024); Togo (48%) is above the average of 41% across the 36 countries in Sub-Saharan Africa with data.
Among women (2024): 35.1% (2024); Value for women in Togo, same 2024 World Bank Global Findex data.
Among men (2024): 61.4% (2024); Value for men in Togo, same 2024 World Bank Global Findex data.
Gender gap (women minus men): −26.3 pp (2024); In 2024, the figure was 35.1% for women and 61.4% for men — 26.3 percentage points lower among women.
In rural areas (2024): 46.2% (2024); Value for rural residents of Togo in 2024.
Rural gap vs national: −1.8 pp (2024); Rural residents (46.2%) are 1.8 percentage points below the national figure (48%).
Among the poorest 40% (2024): 33.6% (2024); Value for adults in the poorest 40% of households in Togo in 2024.
Poorest-40% gap vs national: −14.4 pp (2024); The poorest 40% (33.6%) are 14.4 percentage points below the national figure (48%).
Internet use in Togo (2024): 39.5% (2024); 39.5% of the population in Togo used the internet in 2024 (World Bank); shown for context only.
Population (2024): 9.5 million (2024); Togo had a population of 9.5 million in 2024 (World Bank); shown for scale only.

Trend, 2014–2024

Mobile Money Account Ownership in Togo by year (% of adults (age 15+))
Year	% of adults (age 15+)	Change
2024	48%	+11.5 pp
2021	36.5%	+15.0 pp
2017	21.5%	+20.0 pp
2014	1.4%	—

Fig. 1 — Mobile Money Account Ownership in Togo, 2014–2024

Frequently asked questions

What share of adults in Togo had a mobile money account?

48% of adults in Togo had a mobile money account in 2024, according to World Bank Global Findex data.

How recent is the mobile money account ownership data for Togo?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Togo.

Where does the mobile money account ownership data for Togo come from?

The data comes from the World Bank Global Findex (indicator mobileaccount.t.d). The latest observation for Togo is from 2024; the snapshot was retrieved on 2026-06-10.

How has mobile money account ownership in Togo changed over time?

World Bank Global Findex data show a rise from 1.4% in 2014 to 48% in 2024.

How does Togo compare with other countries in Sub-Saharan Africa?

Togo ranks 16 of 36 countries in Sub-Saharan Africa with data, with 48% versus a regional average of 41% (latest values per country).

Source & methodology

Source: World Bank Global Findex, indicator mobileaccount.t.d, retrieved 2026-06-10.

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated 2026-06-10.