Digital Payment Adoption Statistics in Tunisia (2026)

In 2024, 23.7% of adults in Tunisia made or received a digital payment, according to World Bank Global Findex data. Down from 27.7% in 2021 to 23.7% in 2024 (−4 percentage points). Tunisia ranks #12 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #129 of 142 globally.

Latest value (2024)
23.7% (2024)
Digital Payment Adoption in Tunisia as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
−4 pp (2024)
Down from 27.7% in 2021 to 23.7% in 2024 (−4 percentage points).
Earliest value in this dataset (2014)
17.4% (2014)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 17.4% in 2014 to 23.7% in 2024.
Peak value (2017)
29.4% (2017)
Highest value in the available series; the 2024 value is 23.7%.
Rank in Middle East, North Africa, Afghanistan & Pakistan
#12 of 18 (2024)
Tunisia ranks 12 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
Global rank
#129 of 142 (2024)
Tunisia ranks 129 of 142 countries with data globally.
Middle East, North Africa, Afghanistan & Pakistan average
42% (2024)
Tunisia (23.7%) is below the average of 42% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Among women (2024)
13% (2024)
Value for women in Tunisia, same 2024 World Bank Global Findex data.
Among men (2024)
34.9% (2024)
Value for men in Tunisia, same 2024 World Bank Global Findex data.
Gender gap (women minus men)
−21.9 pp (2024)
In 2024, the figure was 13% for women and 34.9% for men — 21.9 percentage points lower among women.
In rural areas (2024)
19% (2024)
Value for rural residents of Tunisia in 2024.
Rural gap vs national
−4.7 pp (2024)
Rural residents (19%) are 4.7 percentage points below the national figure (23.7%).
Among the poorest 40% (2024)
11.8% (2024)
Value for adults in the poorest 40% of households in Tunisia in 2024.
Poorest-40% gap vs national
−11.9 pp (2024)
The poorest 40% (11.8%) are 11.9 percentage points below the national figure (23.7%).
Made a digital payment (% age 15+) (2024)
6.9% (2024)
Related indicator from World Bank Global Findex.
Received digital payments (% age 15+) (2024)
21.1% (2024)
Related indicator from World Bank Global Findex.
Internet use in Tunisia (2024)
76.5% (2024)
76.5% of the population in Tunisia used the internet in 2024 (World Bank); shown for context only.
Population (2024)
12.3 million (2024)
Tunisia had a population of 12.3 million in 2024 (World Bank); shown for scale only.
Digital Payment Adoption in Tunisia by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 23.7%−4.0 pp
2021 27.7%−1.7 pp
2017 29.4%+12.0 pp
2014 17.4%
Digital Payment Adoption in Tunisia, 2014–2024Line chart of 4 observations from 2014 to 2024. Values range from 17.4% to 29.4%; the series starts at 17.4% in 2014 and ends at 23.7% in 2024.15%20%25%30%20142016201820202022202417.4%23.7%
Fig. 1 — Digital Payment Adoption in Tunisia, 2014–2024

Frequently asked questions

What share of adults in Tunisia made or received a digital payment?

23.7% of adults in Tunisia made or received a digital payment in 2024, according to World Bank Global Findex data.

Where does Tunisia rank globally on digital payment adoption?

Tunisia ranks 129 of 142 countries with data globally, based on the latest World Bank Global Findex value for each country.

Is there a gender gap in digital payment adoption in Tunisia?

Yes — in 2024 the figure was 13% for women and 34.9% for men, a gap of 21.9 percentage points in favor of men.

Source: World Bank Global Findex, indicator g20.any, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

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