Formal Borrowing Statistics in Tunisia (2026)
4.4% of adults in Tunisia borrowed from a formal financial institution in 2024, World Bank Global Findex data show. Down from 9.9% in 2021 to 4.4% in 2024 (−5.5 percentage points). Tunisia ranks #15 of 18 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #132 of 142 globally.
Key Statistics
- Latest value (2024)
- 4.4% (2024)
- Formal Borrowing in Tunisia as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −5.5 pp (2024)
- Down from 9.9% in 2021 to 4.4% in 2024 (−5.5 percentage points).
- Earliest value in this dataset (2014)
- 12% (2014)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 12% in 2014 to 4.4% in 2024.
- Peak value (2014)
- 12% (2014)
- Highest value in the available series; the 2024 value is 4.4%.
- Rank in Middle East, North Africa, Afghanistan & Pakistan
- #15 of 18 (2024)
- Tunisia ranks 15 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value.
- Global rank
- #132 of 142 (2024)
- Tunisia ranks 132 of 142 countries with data globally.
- Middle East, North Africa, Afghanistan & Pakistan average
- 15.7% (2024)
- Tunisia (4.4%) is below the average of 15.7% across the 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
- Internet use in Tunisia (2024)
- 76.5% (2024)
- 76.5% of the population in Tunisia used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 12.3 million (2024)
- Tunisia had a population of 12.3 million in 2024 (World Bank); shown for scale only.
Trend, 2014–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 4.4% | −5.5 pp |
| 2021 | 9.9% | −1.8 pp |
| 2017 | 11.7% | −0.3 pp |
| 2014 | 12% | — |
Frequently asked questions
What share of adults in Tunisia borrowed from a formal financial institution?
4.4% of adults in Tunisia borrowed from a formal financial institution in 2024, according to World Bank Global Findex data.
How recent is the formal borrowing data for Tunisia?
The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Tunisia.
Where does the formal borrowing data for Tunisia come from?
The data comes from the World Bank Global Findex (indicator fin22a). The latest observation for Tunisia is from 2024; the snapshot was retrieved on 2026-06-10.
How has formal borrowing in Tunisia changed over time?
World Bank Global Findex data show a decline from 12% in 2014 to 4.4% in 2024.
How does Tunisia compare with other countries in Middle East, North Africa, Afghanistan & Pakistan?
Tunisia ranks 15 of 18 countries in Middle East, North Africa, Afghanistan & Pakistan with data, with 4.4% versus a regional average of 15.7% (latest values per country).
Source & methodology
Source: World Bank Global Findex, indicator
fin22a, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .