Formal & Mobile Money Savings Statistics in Uganda (2026)

According to World Bank Global Findex data, 53.6% of adults in Uganda saved at a formal financial institution or using a mobile money account in 2024. Up from 38.6% in 2021 to 53.6% in 2024 (+15 percentage points). Uganda ranks #4 of 36 economies in Sub-Saharan Africa on this measure, and #30 of 142 globally.

Latest value (2024)
53.6% (2024)
Formal & Mobile Money Savings in Uganda as of 2024, the most recent observation in World Bank Global Findex data.
Change since 2021
+15 pp (2024)
Up from 38.6% in 2021 to 53.6% in 2024 (+15 percentage points).
Earliest value in this dataset (2011)
16.3% (2011)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 16.3% in 2011 to 53.6% in 2024.
Record high (2024)
53.6% (2024)
The 2024 value is the highest in the available World Bank Global Findex series for Uganda.
Rank in Sub-Saharan Africa
#4 of 36 (2024)
Uganda ranks 4 of 36 countries in Sub-Saharan Africa with data, based on each country's latest value.
Global rank
#30 of 142 (2024)
Uganda ranks 30 of 142 countries with data globally.
Sub-Saharan Africa average
30.8% (2024)
Uganda (53.6%) is above the average of 30.8% across the 36 countries in Sub-Saharan Africa with data.
Saved at a bank or similar financial institution (% age 15+) (2024)
13.4% (2024)
Related indicator from World Bank Global Findex.
Internet use in Uganda (2024)
8.9% (2024)
8.9% of the population in Uganda used the internet in 2024 (World Bank); shown for context only.
Population (2024)
50 million (2024)
Uganda had a population of 50 million in 2024 (World Bank); shown for scale only.
Formal & Mobile Money Savings in Uganda by year (% of adults (age 15+))
Year % of adults (age 15+) Change
2024 53.6%+15.0 pp
2021 38.6%+25.9 pp
2017 12.7%−4.1 pp
2014 16.8%+0.4 pp
2011 16.3%
Formal & Mobile Money Savings in Uganda, 2011–2024Line chart of 5 observations from 2011 to 2024. Values range from 12.7% to 53.6%; the series starts at 16.3% in 2011 and ends at 53.6% in 2024.0%20%40%60%201120152020202416.3%53.6%
Fig. 1 — Formal & Mobile Money Savings in Uganda, 2011–2024

Frequently asked questions

What share of adults in Uganda saved at a formal financial institution or using a mobile money account?

53.6% of adults in Uganda saved at a formal financial institution or using a mobile money account in 2024, according to World Bank Global Findex data.

How recent is the formal & mobile money savings data for Uganda?

The most recent observation is from 2024. World Bank Global Findex data is reported with a lag, so 2024 is the latest available year for Uganda.

Where does the formal & mobile money savings data for Uganda come from?

The data comes from the World Bank Global Findex (indicator fin17a.17a1.d). The latest observation for Uganda is from 2024; the snapshot was retrieved on 2026-06-10.

Source: World Bank Global Findex, indicator fin17a.17a1.d, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .