Nonperforming Loans Statistics in United Arab Emirates (2026)

As of 2023, bank nonperforming loans in the United Arab Emirates was 5.3% of total gross loans, per World Bank World Development Indicators data. Down from 6.6% in 2022 to 5.3% in 2023 (−1.2 percentage points). United Arab Emirates ranks #7 of 12 economies in Middle East, North Africa, Afghanistan & Pakistan on this measure, and #95 of 144 globally.

Latest value (2023)
5.3% (2023)
Nonperforming Loans in the United Arab Emirates as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2022
−1.2 pp (2023)
Down from 6.6% in 2022 to 5.3% in 2023 (−1.2 percentage points).
Earliest value in this dataset (2009)
4.2% (2009)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 4.2% in 2009 to 5.3% in 2023.
Peak value (2020)
7.6% (2020)
Highest value in the available series; the 2023 value is 5.3%.
Rank in Middle East, North Africa, Afghanistan & Pakistan (lower is better; rank 1 = lowest)
#7 of 12 (2023)
The United Arab Emirates ranks 7 of 12 countries in Middle East, North Africa, Afghanistan & Pakistan with data, based on each country's latest value. Ranked ascending because lower values are better for this metric.
Global rank (lower is better; rank 1 = lowest)
#95 of 144 (2023)
The United Arab Emirates ranks 95 of 144 countries with data globally. Ranked ascending because lower values are better for this metric.
Middle East, North Africa, Afghanistan & Pakistan average
6.5% (2023)
The United Arab Emirates (5.3%) is below the average of 6.5% across the 12 countries in Middle East, North Africa, Afghanistan & Pakistan with data.
Domestic credit to private sector (% of GDP) (2022)
65.5% (2022)
Related indicator from World Bank World Development Indicators.
Internet use in the United Arab Emirates (2024)
100% (2024)
100% of the population in the United Arab Emirates used the internet in 2024 (World Bank); shown for context only.
Population (2024)
11 million (2024)
The United Arab Emirates had a population of 11 million in 2024 (World Bank); shown for scale only.
Nonperforming Loans in United Arab Emirates by year (% of total gross loans)
Year % of total gross loans Change
2023 5.3%−1.2 pp
2022 6.6%−0.7 pp
2021 7.3%−0.3 pp
2020 7.6%+1.5 pp
2019 6%+0.8 pp
2018 5.3%+0.3 pp
2017 5%+0.2 pp
2016 4.8%+0.1 pp
2015 4.7%−0.6 pp
2014 5.3%−0.5 pp
2013 5.9%−1.3 pp
2012 7.1%+1.0 pp
2011 6.1%+0.8 pp
2010 5.3%+1.1 pp
2009 4.2%
Nonperforming Loans in United Arab Emirates, 2009–2023Line chart of 15 observations from 2009 to 2023. Values range from 4.2% to 7.6%; the series starts at 4.2% in 2009 and ends at 5.3% in 2023.4%5%6%7%8%20092015202020234.2%5.3%
Fig. 1 — Nonperforming Loans in United Arab Emirates, 2009–2023

Frequently asked questions

What is the latest figure for bank nonperforming loans in the United Arab Emirates?

Bank nonperforming loans in the United Arab Emirates stood at 5.3% of total gross loans in 2023, according to World Bank World Development Indicators data.

Where does the United Arab Emirates rank globally on nonperforming loans?

The United Arab Emirates ranks 95 of 144 countries with data globally (ranked ascending; lower is better), based on the latest World Bank World Development Indicators value for each country.

When did nonperforming loans in the United Arab Emirates peak?

The highest value in the available series was 7.6% in 2020; the latest (2023) value is 5.3%.

Source: World Bank, World Development Indicators, indicator FB.AST.NPER.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .