Bank Account Ownership Statistics in United Kingdom (2026)
According to World Bank Global Findex data, 99.3% of adults in the United Kingdom had an account at a bank or similar financial institution in 2024. Down from 99.8% in 2021 to 99.3% in 2024 (−0.5 percentage points). United Kingdom ranks #4 of 46 economies in Europe & Central Asia on this measure, and #4 of 145 globally.
Key Statistics
- Latest value (2024)
- 99.3% (2024)
- Bank Account Ownership in the United Kingdom as of 2024, the most recent observation in World Bank Global Findex data.
- Change since 2021
- −0.5 pp (2024)
- Down from 99.8% in 2021 to 99.3% in 2024 (−0.5 percentage points).
- Earliest value in this dataset (2011)
- 97.2% (2011)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 97.2% in 2011 to 99.3% in 2024.
- Peak value (2021)
- 99.8% (2021)
- Highest value in the available series; the 2024 value is 99.3%.
- Rank in Europe & Central Asia
- #4 of 46 (2024)
- The United Kingdom ranks 4 of 46 countries in Europe & Central Asia with data, based on each country's latest value.
- Global rank
- #4 of 145 (2024)
- The United Kingdom ranks 4 of 145 countries with data globally.
- Europe & Central Asia average
- 85.9% (2024)
- The United Kingdom (99.3%) is above the average of 85.9% across the 46 countries in Europe & Central Asia with data.
- Among women (2024)
- 99.3% (2024)
- Value for women in the United Kingdom, same 2024 World Bank Global Findex data.
- Among men (2024)
- 99.3% (2024)
- Value for men in the United Kingdom, same 2024 World Bank Global Findex data.
- Gender gap (women minus men)
- 0 pp (2024)
- In 2024, the figure was 99.3% for women and 99.3% for men — essentially no gap.
- In rural areas (2024)
- 99.3% (2024)
- Value for rural residents of the United Kingdom in 2024.
- Rural gap vs national
- 0 pp (2024)
- Rural residents (99.3%) are essentially in line with the national figure (99.3%).
- Among the poorest 40% (2024)
- 100% (2024)
- Value for adults in the poorest 40% of households in the United Kingdom in 2024.
- Poorest-40% gap vs national
- +0.7 pp (2024)
- The poorest 40% (100%) are 0.7 percentage points above the national figure (99.3%).
- Internet use in the United Kingdom (2024)
- 95.5% (2024)
- 95.5% of the population in the United Kingdom used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 69.2 million (2024)
- The United Kingdom had a population of 69.2 million in 2024 (World Bank); shown for scale only.
Trend, 2011–2024
| Year | % of adults (age 15+) | Change |
|---|---|---|
| 2024 | 99.3% | −0.5 pp |
| 2021 | 99.8% | +3.4 pp |
| 2017 | 96.4% | −2.6 pp |
| 2014 | 98.9% | +1.7 pp |
| 2011 | 97.2% | — |
Frequently asked questions
What share of adults in the United Kingdom had an account at a bank or similar financial institution?
99.3% of adults in the United Kingdom had an account at a bank or similar financial institution in 2024, according to World Bank Global Findex data.
How has bank account ownership in the United Kingdom changed over time?
World Bank Global Findex data show a rise from 97.2% in 2011 to 99.3% in 2024.
How does the United Kingdom compare with other countries in Europe & Central Asia?
The United Kingdom ranks 4 of 46 countries in Europe & Central Asia with data, with 99.3% versus a regional average of 85.9% (latest values per country).
Where does the United Kingdom rank globally on bank account ownership?
The United Kingdom ranks 4 of 145 countries with data globally, based on the latest World Bank Global Findex value for each country.
Is there a gender gap in bank account ownership in the United Kingdom?
Essentially not — in 2024 the figure was 99.3% for women and 99.3% for men, no meaningful gap after rounding.
Source & methodology
Source: World Bank Global Findex, indicator
fiaccount.t.d, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .