Bank Deposits Statistics in United States (2026)
In 2024, outstanding bank deposits in the United States stood at 58.8% of GDP, according to IMF Financial Access Survey data. Down from 60.1% of GDP in 2023 to 58.8% of GDP in 2024 (−1.4 percentage points). United States ranks #2 of 2 economies in North America on this measure, and #73 of 172 globally.
Key Statistics
- Latest value (2024)
- 58.8% of GDP (2024)
- Bank Deposits in the United States as of 2024, the most recent observation in IMF Financial Access Survey data.
- Change since 2023
- −1.4 pp (2024)
- Down from 60.1% of GDP in 2023 to 58.8% of GDP in 2024 (−1.4 percentage points).
- Earliest value in this dataset (2004)
- 44.4% of GDP (2004)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Up from 44.4% of GDP in 2004 to 58.8% of GDP in 2024.
- Peak value (2021)
- 74.2% of GDP (2021)
- Highest value in the available series; the 2024 value is 58.8% of GDP.
- Rank in North America
- #2 of 2 (2024)
- The United States ranks 2 of 2 countries in North America with data, based on each country's latest value.
- Global rank
- #73 of 172 (2024)
- The United States ranks 73 of 172 countries with data globally.
- North America average
- 78.7% of GDP (2024)
- The United States (58.8% of GDP) is below the average of 78.7% of GDP across the 2 countries in North America with data.
- Internet use in the United States (2024)
- 94.7% (2024)
- 94.7% of the population in the United States used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 340.1 million (2024)
- The United States had a population of 340.1 million in 2024 (World Bank); shown for scale only.
Trend, 2004–2024
| Year | % of GDP | Change |
|---|---|---|
| 2024 | 58.8% | −1.4 pp |
| 2023 | 60.1% | −6.0 pp |
| 2022 | 66.1% | −8.1 pp |
| 2021 | 74.2% | +1.1 pp |
| 2020 | 73.1% | +14.3 pp |
| 2019 | 58.8% | +1.0 pp |
| 2018 | 57.8% | −0.5 pp |
| 2017 | 58.3% | −0.6 pp |
| 2016 | 58.9% | +2.8 pp |
| 2015 | 56.1% | +1.8 pp |
| 2014 | 54.4% | +1.1 pp |
| 2013 | 53.3% | +0.3 pp |
| 2012 | 53% | +0.6 pp |
| 2011 | 52.4% | +2.7 pp |
| 2010 | 49.6% | −1.5 pp |
| 2009 | 51.1% | +3.2 pp |
| 2008 | 47.9% | +0.5 pp |
| 2007 | 47.4% | +0.6 pp |
| 2006 | 46.7% | +0.8 pp |
| 2005 | 45.9% | +1.5 pp |
| 2004 | 44.4% | — |
Frequently asked questions
What is the latest figure for outstanding bank deposits in the United States?
Outstanding bank deposits in the United States stood at 58.8% of GDP in 2024, according to IMF Financial Access Survey data.
How does the United States compare with other countries in North America?
The United States ranks 2 of 2 countries in North America with data, with 58.8% of GDP versus a regional average of 78.7% of GDP (latest values per country).
Where does the United States rank globally on bank deposits?
The United States ranks 73 of 172 countries with data globally, based on the latest IMF Financial Access Survey value for each country.
When did bank deposits in the United States peak?
The highest value in the available series was 74.2% of GDP in 2021; the latest (2024) value is 58.8% of GDP.
How recent is the bank deposits data for the United States?
The most recent observation is from 2024. IMF Financial Access Survey data is reported with a lag, so 2024 is the latest available year for the United States.
Source & methodology
Source: IMF Financial Access Survey, indicator
OUTD_COMBANK.POGDP, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .