Business Bank Credit Access Statistics in Vietnam (2026)
According to World Bank World Development Indicators data, 40.5% of firms in Vietnam had a bank loan or line of credit in 2023. Down from 40.8% in 2015 to 40.5% in 2023 (−0.3 percentage points). Vietnam ranks #6 of 21 economies in East Asia & Pacific on this measure, and #56 of 145 globally.
Key Statistics
- Latest value (2023)
- 40.5% (2023)
- Business Bank Credit Access in Vietnam as of 2023, the most recent observation in World Bank World Development Indicators data.
- Change since 2015
- −0.3 pp (2023)
- Down from 40.8% in 2015 to 40.5% in 2023 (−0.3 percentage points).
- Earliest value in this dataset (2009)
- 49.9% (2009)
- Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 49.9% in 2009 to 40.5% in 2023.
- Peak value (2009)
- 49.9% (2009)
- Highest value in the available series; the 2023 value is 40.5%.
- Rank in East Asia & Pacific
- #6 of 21 (2023)
- Vietnam ranks 6 of 21 countries in East Asia & Pacific with data, based on each country's latest value.
- Global rank
- #56 of 145 (2023)
- Vietnam ranks 56 of 145 countries with data globally.
- East Asia & Pacific average
- 30.6% (2023)
- Vietnam (40.5%) is above the average of 30.6% across the 21 countries in East Asia & Pacific with data.
- Firms using banks to finance working capital (% of firms) (2023)
- 38.7% (2023)
- Related indicator from World Bank World Development Indicators.
- Firms using banks to finance investment (% of firms) (2023)
- 29.2% (2023)
- Related indicator from World Bank World Development Indicators.
- Internet use in Vietnam (2024)
- 84.2% (2024)
- 84.2% of the population in Vietnam used the internet in 2024 (World Bank); shown for context only.
- Population (2024)
- 101 million (2024)
- Vietnam had a population of 101 million in 2024 (World Bank); shown for scale only.
Trend, 2009–2023
| Year | % of firms | Change |
|---|---|---|
| 2023 | 40.5% | −0.3 pp |
| 2015 | 40.8% | −9.1 pp |
| 2009 | 49.9% | — |
Frequently asked questions
What share of firms in Vietnam had a bank loan or line of credit?
40.5% of firms in Vietnam had a bank loan or line of credit in 2023, according to World Bank World Development Indicators data.
How does Vietnam compare with other countries in East Asia & Pacific?
Vietnam ranks 6 of 21 countries in East Asia & Pacific with data, with 40.5% versus a regional average of 30.6% (latest values per country).
Where does Vietnam rank globally on business bank credit access?
Vietnam ranks 56 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.
When did business bank credit access in Vietnam peak?
The highest value in the available series was 49.9% in 2009; the latest (2023) value is 40.5%.
How recent is the business bank credit access data for Vietnam?
The most recent observation is from 2023. World Bank World Development Indicators data is reported with a lag, so 2023 is the latest available year for Vietnam.
Source & methodology
Source: World Bank, World Development Indicators, indicator
IC.FRM.BNKL.ZS, retrieved .
Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.
Last updated .