Business Working Capital Financing Statistics in Vietnam (2026)

38.7% of firms in Vietnam used banks to finance working capital in 2023, World Bank World Development Indicators data show. Up from 32.3% in 2015 to 38.7% in 2023 (+6.4 percentage points). Vietnam ranks #4 of 21 economies in East Asia & Pacific on this measure, and #25 of 145 globally.

Latest value (2023)
38.7% (2023)
Business Working Capital Financing in Vietnam as of 2023, the most recent observation in World Bank World Development Indicators data.
Change since 2015
+6.4 pp (2023)
Up from 32.3% in 2015 to 38.7% in 2023 (+6.4 percentage points).
Earliest value in this dataset (2009)
47% (2009)
Earliest observation in this dataset, which covers 1990 onward (the source series may begin earlier). Down from 47% in 2009 to 38.7% in 2023.
Peak value (2009)
47% (2009)
Highest value in the available series; the 2023 value is 38.7%.
Rank in East Asia & Pacific
#4 of 21 (2023)
Vietnam ranks 4 of 21 countries in East Asia & Pacific with data, based on each country's latest value.
Global rank
#25 of 145 (2023)
Vietnam ranks 25 of 145 countries with data globally.
East Asia & Pacific average
24.8% (2023)
Vietnam (38.7%) is above the average of 24.8% across the 21 countries in East Asia & Pacific with data.
Firms with a bank loan/line of credit (% of firms) (2023)
40.5% (2023)
Related indicator from World Bank World Development Indicators.
Internet use in Vietnam (2024)
84.2% (2024)
84.2% of the population in Vietnam used the internet in 2024 (World Bank); shown for context only.
Population (2024)
101 million (2024)
Vietnam had a population of 101 million in 2024 (World Bank); shown for scale only.
Business Working Capital Financing in Vietnam by year (% of firms)
Year % of firms Change
2023 38.7%+6.4 pp
2015 32.3%−14.7 pp
2009 47%
Business Working Capital Financing in Vietnam, 2009–2023Line chart of 3 observations from 2009 to 2023. Values range from 32.3% to 47%; the series starts at 47% in 2009 and ends at 38.7% in 2023.30%35%40%45%50%200920152020202347%38.7%
Fig. 1 — Business Working Capital Financing in Vietnam, 2009–2023

Frequently asked questions

What share of firms in Vietnam used banks to finance working capital?

38.7% of firms in Vietnam used banks to finance working capital in 2023, according to World Bank World Development Indicators data.

Where does Vietnam rank globally on business working capital financing?

Vietnam ranks 25 of 145 countries with data globally, based on the latest World Bank World Development Indicators value for each country.

When did business working capital financing in Vietnam peak?

The highest value in the available series was 47% in 2009; the latest (2023) value is 38.7%.

Source: World Bank, World Development Indicators, indicator IC.FRM.BKWC.ZS, retrieved .

Figures are shown exactly as published in the source dataset; only the change column of the trend table is computed from adjacent published values.Read more on the methodology page. All figures are estimates and projections; this is not financial advice.

Last updated .